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RM-ECG

1.00 to 2.00 Years   Hyderabad   30 Aug, 2021
Job LocationHyderabad
EducationNot Mentioned
SalaryNot Disclosed
IndustryBanking / Financial Services
Functional AreaSales / BD
EmploymentTypeFull-time

Job Description

  • Portfolio Management To Achieve over all business targets on volumes and profitability for the specific ECG customers.
  • Monthly review to be done with various product groups and supervisors who support the RM portfolio (plan Vs achievement) and other cross function teams to ensure better product penetration.
  • To keep a check on the performance of accounts and overall portfolio.
  • Portfolio review and remedial management includes managing exits, line reductions, recovery and restructuring of exposures.
  • Management of stress and critical accounts.
  • Improvement on yield for the Bank so that the Portfolio has a strong Return on capital RM portfolio level.
  • Keep a track on Performance, variance with budgets and plans to meet shortfall for his / her own portfolio.
  • Client Calls should be updated in the CRM systems for future guidance and monitoring of accounts and also to assign tasks & leads to other departments.
  • Increased Product Penetration Wallet share identification and scoping of all accounts existing and potential NTB customers Scope for possible product penetration and provide strategy on the specific accounts.
  • Cross sell of all products of the Bank and be the front face of the bank for all products.
  • Operations & Processes Ensure that all the management guidance is properly adhered to for effective management guidance implementation.
  • KYC / AML tracking of the customers handled by the RM All documentation formalities to be done for effective pre and post disbursement of facilities or banking products.
  • Tracking of deferrals and updating all information as per RBI and credit regulations on the specific accounts.
  • Management of deferrals/ pre and post documentation Credit appraisal process to be done timely - Recommendation of Credit Limits Client Management & Servicing RMs should be on regular client calls for both existing and prospective clients.
  • These calls should be done in a structured manner either individually or with support groups, branches or supervisors.
  • Relationship building with both internal and external customer of the RM.
  • Client satisfaction and taking care of all banking needs of the customer.
  • Communicate all pain areas of the customer so that support functions help in resolving the same through process improvement / TAT for higher product share.
  • Interaction with promoters and senior management of ECG relationships to build a strong relationship with the clients.
  • To make sure high level of client satisfaction.
  • Intra Bank Coordination & Communication Team management working as a team and do act as support to other team members when required.
  • In line with Banks initiatives of growth.
  • Interacting with various departments of the Bank and providing them with insight on ECG business and to get inputs on their business for cross sell at the region level.
Skills
  • Sales and Influencing Skills
  • Banking Product & Process Knowledge
  • Team Player
  • Planning and Organizing Skills
  • Client Handling Skills
  • Communication
  • Energetic, Dynamic and Self Driven
  • Knowledge of Competition & Current trends in financial Industry.
QualificationsGraduation: Any Post-Graduation: MBA from a reputed institute CA,

Keyskills :
senior managementclient managementportfolio managementintelligent networksrelationship building

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