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Credit Analyst

2.00 to 5.00 Years   Mumbai City   25 Nov, 2022
Job LocationMumbai City
EducationNot Mentioned
SalaryNot Disclosed
IndustryBanking / Financial Services
Functional AreaFinance / Accounts / Tax
EmploymentTypeFull-time

Job Description

    Dear Candidates,We have Opening for Credit AnalystRoles & Responsibilities:-Evaluating the financial position of clients by reviewing data, including financialratios, with a view to automating the processAnalyzing clients credit data and financial statements, Bank statements in order todetermine loan eligibility.Review credit applications and perform credit checks.Keeping credit files and clients information up to date by completing documentation,preparing detailed reports, and maintaining detailed records.Checking of documents & follow up with borrowers for submission of documents.Ensuring that documents are consistent and uphold the Lenders standards.Follow up and reviewing KYC documentationand identify efficient ways to acquire,test, andnormalize dataCheck financial accuracy and perform key ratio analysisInteraction with borrowers for understanding their Debt requirement.Interaction with lenders for understanding their in-detail policy parameters,qualifying the loan applications, following up on the applications in progress with asuccessful closure mindset.Sales-driven approach for achieving higher sanctions & disbursement targets.Key RequirementsCA Inter/IPCC pass or MBA(Finance)Experience in conducting Credit Assessment of business loans in Banks/NBFCminimum 2 years (mandatory)Experience in secured mortgage business loan products will be an addedadvantage.Past-experience in Fin-tech will be an added advantage.Willing to work with a managed market place (not a direct lender)Skilled in using MS-Office.Regards,Team HR

Keyskills :
credit analysiscredit

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