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Credit Manager (Construction Finance)

4.00 to 9.00 Years   Mumbai City   27 Jan, 2023
Job LocationMumbai City
EducationNot Mentioned
SalaryNot Disclosed
IndustryBanking / Financial Services
Functional AreaOperations Management / Process Analysis
EmploymentTypeFull-time

Job Description

    Job Title: Construction Finance - Credit Manager (Tata Capital Housing Finance Ltd)Job Role: Manage credit underwriting function for corporate realty and funding group business for the assigned portfolio. Conduct periodic review of all existing policies, guidelines and processes to ensure updation on lines of external environment, organisation needs and regulatory framework o Evaluate the financial status of the borrower & assess the credit worthiness of the companies by analysing financial data like balance sheet, profit and loss account, cash flow statements and annual reports, for credit decision purpose. o Analyze the legal, compliance and market-risk-related issues involved in the lending process. o Ensure collection of post disbursal docs & reduction in partly disbursed cases. o Approve all disbursement requests on the basis of achieved adherence to requirements on LTV, agreement value, full documentation attainment at the branch level. o Manage credit buying process which monitors turnarounds, approvals, review of samples including quality checks on process.

Keyskills :
credit appraisalcredit underwritingcredit analysis

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