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Job Location | Mumbai City |
Education | Not Mentioned |
Salary | Not Disclosed |
Industry | Banking / Financial Services |
Functional Area | Finance / Accounts / Tax,Sales / BD |
EmploymentType | Full-time |
Roles and ResponsibilitiesJOB RESPONSIBILITIES:Underwriting credit card application as per bank policy Norms.Credit card applications underwritten as per Know Your Customer (KYC) & policy norms provided by the bank.Checking CIBIL report, Field verification report and financial detail of the applicant.Credit Appraisal of applications within defined guidelines and accordingly take a decision orrecommend for approval to higher authorities.To evaluate theproposal of customer on basis of their profile & CIBIL.Scrutinizing of verification report to assess the creditworthiness of the customer.Responsible for a credit limit approval.Accessing credit report and score from CIBIL to avoid taking risky customer and running the risk of defaults.Adherence to credit policy and taking appropriate deviations.Ensuring accuracy and authenticate documents.Audit Quality sampling observation to be minimal and maintain.,
Keyskills :
credit policyriskcreditkyccamsmall business lendingconsumer lendingmiscommercial lendingbankingappraisalcredit analysisloan originationlines of creditrunningcommercial bankingloanscommercial mortgagesfield verificationsampling