Lead, Risk Ops

Job Description

*About Standard Chartered We are a leading international bank focused on helping people and companies prosper across Asia, Africa and the Middle East. To us, good performance is about much more than turning a profit. Its about showing how you embody our valued behaviours - do the right thing, better together and never settle - as well as our brand promise, Here for good. Were committed to promoting equality in the workplace and creating an inclusive and flexible culture - one where everyone can realise their full potential and make a positive contribution to our organisation. This in turn helps us to provide better support to our broad client base.The Role ResponsibilitiesRRS is an integral part of Risk Services in GBS which supports the CPBB Risk Function.The activities include:

• The production and distribution of CPBB risk reports as per the agreed timeliness and frequency.
• Responsible to manage the generation and delivery of daily / weekly / monthly / quarterly retail risk reports accurately and timely.
• Need to ensure that the reports are in similar trends as against the submissions made in the past.
• Any changes to the reporting logic to be discussed and documented with the stakeholders and agreed in a Change Management template with proper UAT and UVT performed before taking this to production
• Ensuring that the reports are generated and delivered on a timely manner to the respective stakeholders.
• Develop familiarity with the key systems like C400/CCMS/RLS/PDW/eBBS etc.
• Adequate knowledge around SAS and Excel as these tools are primarily used to produce the MIs and also able to troubleshoot and resolve issues on these tools.
• Ensuring that the necessary trainings (on-the-job or classroom) are conducted to the team and provide required job knowledge.
• Ensure quality processing and adherence to all key controls and checks.
• Responsible for handling all queries relating to the reports produced.
• Ensuring that proper backups are being arranged for critical reports.]

Strategy

• The mitigation of risk by providing accurate and timely information necessary to support management decisions.
• Protection of the Bank s reputation. Bank s ability to meet legal and regulatory obligations. Minimizing risk of Bank being used by money launderers.
• Ensure compliance with ALL internal policies and regulatory requirements.

Business

• Ability to formulate and comply with credit criteria.
• Ability to be highly flexible, adaptable, open-minded, responsive to the behaviour of the market.
• Knowledge on basic banking practices, policies and relevant regulatory concerns.

Processes

• Responsible to ensure the generation and delivery of daily / weekly / monthly / quarterly CPBB risk reports accurately and timely.

Risk Management

• Work closely with the country risk teams.
• Compliance with all relevant policies and procedure, guidelines, rules & regulations

Governance

• Ensuring that proper backups are being arranged for critical reports.

Regulatory & Business Conduct

• Display exemplary conduct and live by the Group s Values and Code of Conduct.
• Take personal responsibility for embedding the highest standards of ethics, including regulatory and business conduct, across Standard Chartered Bank. This includes understanding and ensuring compliance with, in letter and spirit, all applicable laws, regulations, guidelines and the Group Code of Conduct.
• Effectively and collaboratively identify, escalate, mitigate and resolve risk, conduct and compliance matters.

Key StakeholdersINTERNAL

• Group CB Risk
• Country Business (CB Head, VCGM, Sales & Marketing)
• Country Operations
• Credit Units (CI,FA, Collections & Recovery, CRM)
• SBIM
• Finance
• Legal, Compliance & Assurance
• IS & IT Personnel (Local and Group)
• Human Resources
• Group Credit

EXTERNAL

• Local Regulators
• Bureau
• Auditors
• External Collection Agencies

Other Responsibilities

• E-Learning Modules, particularly the AML E-Learning Course, Credit Practices, Basel 2 and Credit Bureau, as applicable
• Induction Program
• AML Refresher Course
• The mitigation of risk by providing accurate and timely information necessary to support management decisions.

Protection of the Bank s reputation. Bank s ability to meet legal and regulatory obligations. Minimizing risk of Bank being used by money launderers.Our Ideal Candidate

• College graduate / Post-graduate of any statistical / business course.
• Prior experience of working with SAS and excel and/or reporting role is desired / required
• Experience in working in Retail / Credit Risk vertical will be an advantage.
• Can communicate effectively.
• Good Stakeholder management by establishing good working relationships with people at all levels and to work well in a team environment.
• Experience in budgeting, Forecasting, Reconciliation and added advantage to have knowledge.
• Able to work under time pressure and adapt to changing requirements to produce prompt, reliable information to management for decision-making purposes.
• Possesses good technical computer skills.

Apply now to join the Bank for those with big career ambitions. To view information on our benefits including our flexible working please visit our career pages . We welcome conversations on flexible working.,

Keyskills :
environmental impact assessmentsupport managementsaspersonal responsibilitymiscredit riskcredit bureaukey systemsturnriskstakeholder managementsalesuatchange management