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Analyst, Specialist, Data Analyst, Technology and Operations

3.00 to 5.00 Years   Pune   13 Oct, 2021
Job LocationPune
EducationNot Mentioned
SalaryNot Disclosed
IndustryBanking / Financial Services
Functional AreaStatistics / Analytics
EmploymentTypeFull-time

Job Description

*Business FunctionTechnology and Operations (T&O) enables and empowers the bank with an efficient, nimble and resilient infrastructure through a strategic focus on productivity, quality & control, technology, people capability and innovation. In Group T&O, we manage the majority of the Banks operational processes and inspire to delight our business partners through our multiple banking delivery channels.Job Purpose

  • To process the Payment Operations activities and render efficient and high quality Customer Service on Digital Payment, e-Tax related activities
  • To adhere to SL, TATs for payment processes including (but not limited to) UPI, IMPS, Billdesk settlement and recon and E-Tax Payments
Key Accountabilities
  • Ensure activities UPI/ IMPS/ e-Tax/ Billdesk operations are adhered with respect to process guidelines and is completed within agreed SLA/ TAT
  • Ensure UPI/ IMPS related transaction reconciliation accuracy with NIL breaks
  • Ensure Refund processing and Charge Bank claims within stipulated TAT
  • Minimize GLAO breaks
  • Ensure e-tax payments are processed within appropriate timelines for both channels i.e. Branch & IDEAL Online
  • Minimize errors/ dashboard reporting
  • Obtain minimum satisfactory audit rating for each Group / Regulatory audits for CBG OPS
  • Alignment to standard operating procedure and operations handbook
Job Duties & responsibilitiesPayments Related (e-Tax, UPI, IMPS, Billdesk):
  • Ensure tasks/ activities pertaining to processing of e-Tax requests are acknowledged and either processed or rejected as per defined guidelines
  • Ensure appropriate communication is sent out to stakeholders well in advance in accordance with the agreed TAT
  • Ensure Charge bank claims are raised with NPCI as per timelines and meet required SLA/TAT
  • Ensure that transaction ageing analysis for pending reconciliation entries are tracked and processed within SLA/ TAT
  • Ensure that reconciliations are completed on resolved within T+3 and risks/issue mitigated
  • Review efficiencies of processes & support Line manager in improving processes
  • Error rate to be evaluated on monthly basis and errors to be reduced
  • Ensure financial transactions posted are clearly documented and archived on same day
  • Identify opportunities of customer journeys and take up projects in achieving successful customer journey s
  • Ensure mandatory training hours are achieved and met
  • Ensure financial transactions are monitored thru maker checker within one another and to take full ownership on the same
  • Issue Tracking & Follow up and timely escalation is done
  • Monitoring Daily Performance of OSP
  • Incident / Dispute Escalation
  • Regular SOP update
Required Experience
  • Minimum of 3+ year of experience in similar role
  • Knowledge on Dispute management processes preferred
  • Knowledge on types of tax payments (e.g. Direct/ Indirect/ State/ Customs etc.)
  • Basic Knowledge of Banking Regulation (KYC) & Internal Control Guidelines
Education / Preferred QualificationsMinimum of graduation from recognised universityCore Competencies
  • Digital Payments Landscape
  • Processing with eye for detail, data accuracy and good typing skills
  • Good interpersonal and excellent communication skills.
  • Effective control measures and governance standards
  • Good attitude, aptitude towards and fast adoption of new technology and digital lifestyle
  • Good interpersonal & analytical skills
Technical Competencies
  • Knowledge on Digital Payments
  • Customer Relationship
  • Retail Banking Operations
  • Communication skills
  • Digital strategy adoption
Work Relationship
  • Team work & management
  • Stakeholder management
  • Customer experience & joyful banking
,

Keyskills :
customer servicesqlmicrosoft exceldispute managementcustomer relationsregulatory auditscustomer journeysstandard operating procedurephotographic memoryinternal controldata analysisreporting

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