Credit Executive

1.00 to 3.00 Years Pune 12 Apr, 2021

Job Location	Pune
Education	Not Mentioned
Salary	Not Disclosed
Industry	Banking / Financial Services
Functional Area	Risk / Underwriting,Sales / BD
EmploymentType	Full-time

Job Description

Research and evaluate clients creditworthiness
Create credit scoring models to predict risks
Approve or reject loan requests, based on credibility and potential revenues and losses
Calculate and set interest rates
Negotiate loan terms with clients
Monitor payments
Maintain records of loan applications
Follow up with clients to manage debt settlements and loan renewals
Ensure all lending procedures comply with regulations
Develop, review and update our company s credit policies
Fast calculation skills

Requirements

Outstanding knowledge of MS Office
Organizational and time - management skills
A business acumen
Excellent analytical skills, with the ability to create and process financial spreadsheets (e.g. in Excel)
BSc in Accounting, Economics, Banking and Finance or relevant field
Educational Requirement: MBA Finance fresher/ Chartered Accountant fresher/ Company Secretary fresher/ ICWA.

Keyskills :
time managementanalytical skillsfinancesetcompany secretarycreditsaleslendingdocumentationbusiness acumenmisfinancial justificationinterest ratescredit scoringms officebankingmanagement accountingbscmanagement skillsicwa

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Credit Executive

Job Description

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