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Credit Manager

2.00 to 7.00 Years   Vishakhapatnam   17 Mar, 2023
Job LocationVishakhapatnam
EducationNot Mentioned
SalaryRs 3.0 - 7 Lakh/Yr
IndustryBanking / Financial Services
Functional AreaInvestment Banking / M&ARisk / Underwriting

Job Description

    Credit Manager Job Description TemplateWe are looking to hire an experienced credit manager to oversee our company lending process. As a credit manager, you will be responsible for evaluating the creditworthiness of potential customers, creating credit scoring models, approving and rejecting loans, negotiating payment terms, and updating the companys credit policy.To ensure success as a credit manager, you should have extensive experience with credit analysis, proficiency with accounting software, and high-level analytical skills. A top-class credit manager adds value to a company by optimizing the mix of sales to bad debt losses.Credit Manager Responsibilities:
    • Evaluating the creditworthiness of potential customers.
    • Creating credit scoring models for risk assessments.
    • Approving and rejecting loans based on available data.
    • Calculating and setting loan interest rates.
    • Negotiating the terms of the loan with new clients.
    • Ensuring all loans and lending procedures comply with regulations.
    • Maintaining records of all company loans.
    • Monitoring loan payments and bad debts.
    • Reviewing and updating the companys credit policy.
    Required Experience And QualificationsAny Diploma/DegreeKnowledge of Internet BrowsingBenefits ESI and PF.Job types: full-timeExperience - 2 Yr to 10 YrsSalary: Rs 3.0 - 10.00 Lakh/YrFor Contact HR Aayushi Singh hidden_mobile (10 to 6 Pm.)Send your CV Email ID:- hidden_email

Keyskills :
following upbankingunderwritingcreditsales

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