Credit Officer in a Bank(Home Loan)

1.00 to 4.00 Years Agartala 23 Mar, 2019

Job Location	Agartala
Education	Not Mentioned
Salary	Not Disclosed
Industry	Banking / Financial Services
Functional Area	isk / Underwriting
EmploymentType	Full-time

Job Description

Credit Officer responsibilities include preparing loan applications, evaluating clients financial information and calculating risk ratios. To be successful in this role, you should have a good understanding of lending procedures and customer service experience.Responsibilities

Review loan requests
Assess clients financial status
Evaluate creditworthiness and risks
Contact clients to gather financial data and documentation
Analyze risks and approve or reject loan requests
Calculate financial ratios (e.g. credit scores and interest rates)
Set up payment plans
Maintain updated records of loan applications
Follow up with clients about loan renewals
Monitor progress of existing loans, Public discussion with their clients.

Requirements

Proven work experience as a Credit Officer, Loan Officer or similar role
Hands-on experience with lending procedures and products
Ability to create and process financial spreadsheets
Strong analytical skills
Customer service experience

Keyskills :
lapmortgagenbfckyccreditunderwritingcreditverificationbankpublicdiscussioncreditappraisalhousingloancreditpolicyhomefinance

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Credit Officer in a Bank(Home Loan)

Job Description

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