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| Job Location | Ahmedabad |
| Education | Not Mentioned |
| Salary | Rs 2.0 - 4.0 Lakh/Yr |
| Industry | Recruitment Services |
| Functional Area | Finance / Accounts / Tax |
| EmploymentType | Full-time |
Company: Vistaar Financial Services Pvt. Ltd. Profile: Credit Manager Salary: up to 3.6l.p.a Experience: 2 to 5yrs in credit approval (LAP/Personal loan/Mortgage/Auto/2W/Consumer Durable) in NBFC Qualification: Any Graduate PURPOSE Responsible for monitoring, managing, maintaining good loan portfolio (Secured and hypothecated loan) in the branch/cluster for business as per company policy. Underwriting Secured and hypothecated loan and following all necessary steps for the same. Training to CROs on credit assessment/appraisal approach and certification of CROs KEY ACCOUNTABILITIES: Enforcement and adherence of the company credit process and policy in the Branches for Secured and hypothecated loans Approval of Secured and hypothecated loans as per policy Approval of deviations as per policy. Approval and tracking of restructure/rewrites Review of portfolio with respect to delinquency/losses/fraud of the portfolio with branch manager Interacting with Branch Managers and Cluster Manager from risk and loss control perspective. Hand holding of branches in initial stages for better understanding of processes including customer assessment, cash flow, CPV etc Competencies Expected: Good communication (English and local language) Analytical and logical Good interpersonal skills. Conflict management Credit Appraisal skills Initiative or high energy Ability of manage medium/large teamsSalary 2 Lac To 3 Lac 75 Thousand P.A. Industry Sales/Marketing Work Experience 2 - 8 Years Qualification Professional Degree, Other Bachelor Degree,
Keyskills :
trainingriskcreditclusterunderwritingbusinesscontrolfinancebankingsalescredit analysisfinancial servicescredit appraisalcredit approvalcash flow