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Opening for Credit Underwriter Manager

2.00 to 7.00 Years   Ahmedabad   16 Mar, 2023
Job LocationAhmedabad
EducationNot Mentioned
SalaryNot Disclosed
IndustryBanking / Financial Services
Functional AreaInvestment Banking / M&A
EmploymentTypeFull-time

Job Description

    JOB PURPOSE: Responsible for Credit underwriting of SME proposals (Unsecured Business loan) for L&T Finance Ltd. PRINCIPAL ACCOUNTABILITIES:
    • Ensure credit underwriting in line with defined credit policy of SME Business
    • Ensure appropriate judgement is taken on the credit proposals to ensure the quality of portfolio
    • Understand credit policy and processes as well as credit environment
    • Ensure detailed PD is done for all the proposals. Further few customers need to be physically visited in line with requirement
    • Ensure the quality of Credit approval note and the Credit approval mails.
    • Ensure the TAT for all the proposals is maintained in line with the prescribed standards
    • Ensure the productivity for underwriting proposals is maintained in line with the prescribed standards
    • Ensure all MIS is maintained timely and correctly
    • Contribute to the new project initiatives for SME Business
    • Work on other products for SME finance apart from unsecured business loans
    • Supervise the Credit Executives (CPA team) and conduct regular training sessions for them.
    SKILLS AND KNOWLEDGEEducational Qualifications:CA/Post-graduate in FinanceFunctional Skills:Attention to Detail, Critical Thinking, Sound Knowledge of Risk Management & Credit, Process Oriented, Time ManagementRelevant and total years of Experience:3-5 years in an underwriting team of a top tier bank/ NBFC/ fintechs in India.Regards,Shweta Hon

Keyskills :
unsecured loanssme bankingportfolio management

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