Analyst, Risk Operations

Job Description

Job Overview:RRSSC is an integral part of Support Services which supports the Retail Risk Function.The activities include:The production and distribution of Retail risk reports as per the agreed timeliness and frequency.Ensuring that the reports are generated and delivered on a timely manner to the respective stakeholders.Need to ensure that the reports are in similar trends as against the submissions made in the past.Any changes to the reporting logic to be discussed and documented with the stakeholders and agreed in a Change Management template with proper UAT and UVT performed before taking this to production.Purpose:To clearly provide the list of expectation from this role that is generating and distributing a quality MIKey Responsibilities:Provide leadership for the RRSSC team, which would encompass, but is not restricted to :Responsible to manage the generation and delivery of daily / weekly / monthly / quarterly retail risk reports accurately and timely.Responsible to ensure that the team delivers reports accurately with a adequate checks and controls are done based on the past trends.Develop familiarity with the key systems like C400/CCMS/RLS/PDW/eBBS etc.Adequate knowledge around SAS and Excel as these tools are primarily used to produce the MIs and also able to troubleshoot and resolve issues on these tools.Ensuring that the necessary trainings (on-the-job or classroom) are conducted to the team and provide required job knowledge.Ensure quality processing and adherence to all key controls and checks.Responsible for handling all queries relating to the reports produced.Work closely with the country risk teams.Compliance with all relevant policies and procedure, guidelines, rules & regulations.Proper documentations like EUC, BIA, BCP, BID, Migration Checklists, SLAs, Recharge Documents, DOI, Change Templates etc. needs to be documented appropriately.Ensuring that proper backups are being arranged for critical reports.Ensure that the Cost Budgets are met according to management targetsKey Relationships:INTERNAL:Group CB RiskCountry Business (CB Head, VCGM, Sales & Marketing)Country OperationsCredit Units (CI,FA, Collections & Recovery, CRM)SBIMFinanceLegal, Compliance & AssuranceIS & IT Personnel (Local and Group)Human ResourcesGroup CreditEXTERNAL:Local RegulatorsBureauAuditorsExternal Collection AgenciesCONTRIBUTES TO:The mitigation of risk by providing accurate and timely information necessary to support management decisions.Protection of the Bank s reputation. Bank s ability to meet legal and regulatory obligations. Minimizing risk of Bank being used by money launderers.JUDGMENT/COMPLEXITY:Ability to formulate and comply with credit criteria.Ability to be highly flexible, adaptable, open-minded, responsive to the behavior of the market.Comprehensive knowledge on basic banking practices, policies and relevant regulatory concerns.RISK MANAGEMENT:Ensure compliance with ALL internal policies and regulatory requirements.EXPERIENCE AND KNOWLEDGE REQUIRED:College graduate / Post Graduate of any statistical/ business course.Prior experience of working with SAS software is desired / requiredExperience in working in Retail / Credit Risk vertical with familiarity in Forecasting and budgetingHas the ability to process, analyze and interpret statistical data and recommend policies based on the result of the information.Can communicate effectivelyFREEDOM OF DECISION MAKING:Prioritization of day-to-day responsibilities.Recommend changes in credit-related issues/ problems in MIS reporting.Streamline and enhance credit reporting.TRAINING:E-Learning Modules, particularly the AML E-Learning Course, Credit Practices, Basel 2 and Credit Bureau, as applicableInduction ProgramAML Refresher Course,

Keyskills :
environmentalimpactassessment creditrisk keysystems creditbureau supportservices changemanagement supportmanagement stakeholdermanagement it mis sas bcp uat bia risk learningmodules