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Commercial Banking Team Member/Senior Team Member Loan/Credit Operations

2.00 to 5.00 Years   Bangalore   23 Jan, 2020
Job LocationBangalore
EducationNot Mentioned
SalaryNot Disclosed
IndustryIT - Software
Functional AreaGeneral / Operations Management
EmploymentTypeFull-time

Job Description

Role requires retrieval of Borrower reported Financials or Financials sourced from public websites to conduct enhanced due diligence and common sizing the financials based on the banks internal guidelines to support Credit decisioning or performing Annual risk reviewsIndependently validate and enrich financial data provided by borrowers or 3 rd party vendors / Open market sourcesEnd-to-end spreading of clients financials including input of as-reported data and normalization and alignment per JPMC credit policyFinancial statement data must meet high integrity standards for internal and external credit usage and reporting requirements. Will be responsible for remediating and contextualizing data quality issues related to financial statement dataDevelop and maintain open communication channels with Credit Officers / UnderwritersInteract frequently with regional credit teams to provide status updates on financial statements and incorporate feedback and continuous improvement into financial spreadsCapture and escalate missing financial information to internal Business partnersEnsure adherence to the quality control standards set for the processRecord and resolve exceptionsPerform KPI reporting per business requirementsConstantly evaluate opportunities for process simplifications and automationsEligibility Requirements :Bachelor s degree in Commerce/Accounting, MBA (Finance)2 - 5 years of work experience, preferably in Banking/Mortgage/Financial Analysis/Statement Spreading. Experience in Credit Analysis will be an added advantageStrong knowledge and understanding of Financial Statements, Personal and Business Tax ReturnsStrong analytical and numerical abilitiesAttention to detail and problem solving skillsStrong verbal and written communication skills to effectively communicate with various stake-holders across levelsExcellent interpersonal skills to work effectively in a team based environmentAttention to detail and problem solving skillsExcellent computer proficiency and MS Office skillsAbility to work in a fast paced, highly Productive environment with ability to multi taskHigh level of proficiency in organizing, priority setting, and issue managementOpen to work in any/rotational shifts,

Keyskills :
compliance reporting accounts ataquality customerrelations musicmaking msoffice officeskills taxreturns creditpolicy duediligence

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