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| Job Location | Bangalore, Hyderabad, Mumbai City |
| Education | Not Mentioned |
| Salary | Not Disclosed |
| Industry | Banking / Financial Services |
| Functional Area | Sales / BD |
| EmploymentType | Full-time |
Run Credit analytics models on the retail asset portfolio- Identify account characteristic patterns which display distress- Follow up on early mortality cases, non-starters do preventive & curative actions- Track for 6 FEMI (First Si EMIs in the loan life cycle) and ensure nil bounce- Use analytics to identify eligible borrowers for a pre-approved loan based on banking patterns, average banking balance, length of the relationship, etc.- Develop scorecards by leveraging on existing database and account performance data- Validate expert scorecards every 2-3years upon sufficient credit history build-up- Analyse loan performance across locations, develop and maintain high-risk locations/ professions and profiles (Combination of multiple characteristics)- Prepare MIS reports for review by senior management- Support credit Head in managing the credit functions and in implementation of policies, procedures, portfolio analysis, and underwriting guideline
Keyskills :
analysismisloansbankingdatabaseimplementationriskportfolio analysisanalyticshistoryperformancesystem integratorsprofilesportfolioretailvarsbalanceunderwritingisvcredit