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| Job Location | Bangalore |
| Education | Not Mentioned |
| Salary | Not Disclosed |
| Industry | Banking / Financial Services |
| Functional Area | Finance / Accounts / Tax,Sales / BD |
| EmploymentType | Full-time |
Under general supervision, the Analyst, Credit Analysis is responsible for reviewing individuals/entities financials/annual reports and other supporting financial data to prepare spread sheets and input data into the Moody s Risk Analyst. Analyze the individuals/entities financials/annual reports, quarterly statements and other supporting financial data to determine their financial position. Prepare reports on the individuals/entities business analyzing its operating and financial performance with a focus on its creditworthiness. 1. Review individuals/entities financials/annual reports and other supporting financial data to accurately prepare spreads in Moody s Risk Analyst (MRA).2. Determine the type of information needed to prepare spread sheets, obtains data from source documents, interpret data into a format for financial analysis, and records figures on spread sheets or MRA.3. Analyze the individuals/entities financials/annual reports, quarterly statements and other supporting financial data to determine their financial position and identify potential risk factors.4. Prepare report on the individuals/entities business analyzing its operating and financial performance with a focus on its creditworthiness. 5. Review spreads or reports with supervisor or relevant manager to resolve questions or discrepancies. 6. Notify supervisor or relevant manager of overdue financial statements/annual reviews so that follow-up can be made.Required 0-3 years of banking or other financial analysis related experience. Knowledge of U.S. finance and accounting preferred acquired through formal education and appropriate experience required to analyze and evaluate financial statements. Knowledge of applicable industry laws and regulations required to review operational, credit and business risk. Analytical and communication skills (verbal and written) are required to analyze entities operating performance and prepare presentations. Good working knowledge of MS Word and Excel. Attention to detail, organizational skills and ability to work independently.Additional Information,
Keyskills :
risk analysisfinancial datacredit analysisfinancial analysiscommunication skillsfinancial performancefinancial justification