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Job Location | Chennai, Delhi, Coimbatore |
Education | Not Mentioned |
Salary | Not Disclosed |
Industry | Banking / Financial Services |
Functional Area | Risk / Underwriting |
EmploymentType | Full-time |
Role and Responsibilities :- Making the detailed study of the companies (Mid and Large Corporate) in the given portfolio through various sources including rating reports, investor transcripts, investor presentations, industry reports, etc, and identifying key risks.- Conducting due diligence of information provided in the notes from internal and external sources.- Analysis of financial statements, analyzing the ratios, generating internal credit rating, and determining the creditworthiness of the borrower.- Preparation of detailed CAM (Credit Appraisal Memorandum) after receipt of documents from business.- Submission of the proposals to sanctioning authority and ensuring timely completion of reviews and renewals within specified TAT.- Keeping a track of allotted portfolio through quarterly results, news updates, and promoters and ensuring the health of the portfolio.- Maintenance of various MIS / compliance-related records and providing it to the authorities from time to time.- Scrutiny of proposals and memorandums received from various branches.- Conducting due diligence of the information provided in the notes from internal and external sources.- Client meeting, understanding client requirements, structuring proposals/deals within Banks credit guidelines- Making a detailed study of the companies through various sources including rating reports, industry reports etc, and identifying key risks.- Analysis of financial statements, analyzing the ratios, generating internal credit rating, and determining the creditworthiness of the borrower.- Submission of the proposals to sanctioning authority and after getting them recommended Head Credit.- Keeping a track of the allotted portfolio through quarterly results, news updates on the company and promoters, and ensuring the health of the portfolio
Keyskills :
creditcredit policyunderwritingriskcredit appraisal