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Credit Head

10.00 to 14.00 Years   Chennai   01 Feb, 2020
Job LocationChennai
EducationNot Mentioned
SalaryNot Disclosed
IndustryMedia / Dotcom / Entertainment
Functional AreaFinance / Accounts / TaxSales / BD
EmploymentTypeFull-time

Job Description

Details We are looking for an active person who is able to manage a large team and has expert knowledge on consumer behavior, debt collection, portfolio scoring, and regulatory guidelines in India. Responsibilities: Create and develop products and formulate and manage credit policy for Monexo India. Work with sales and product team to ensure that right targeting. Involve in crediting testing and control score cards for consumers and commercial loans. Increase the approval rate of applications in Monexo India. Develop relationships with key public and private stakeholders such as investors, business partners, bureaus, funders and international corporations and create a network of reliable business partners and other key players in the financial ecosystem. Manage India and Hong Kong Business. Balance Approval rate and default rate of the portfolio.Skills/Qualifications: 10+ years in consumer and commercial credit, banking, housing finance or any asset funding company. Professional degree from a reputable institution. Good understanding of Indian market in terms of products, competitors and pricing. Awareness of the regulatory aspects related to housing finance business and ability to deal with the regulators and all stakeholders. Ability to handle complex data and analytics and comprehend the risks across diverse geography /markets and customer segments. Ability to work with evolving data points from social scoring to stay ahead of the market. Excellent interpersonal, persuasive and organizational skills including ability to make important decisions and resolve disputes. Comfortable in a face- paced, startup environment.,

Keyskills :
sales business funding administration default closing credit balance finance control onsumerbehavior creditpolicy housingfinance regulatoryguidelines debtcollection

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