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Officer (Ops Sup Analyst 2 - C10)

Fresher   Chennai, Tamil Nadu   07 Dec, 2025
Citi
Job LocationChennai, Tamil Nadu
EducationNot Mentioned
SalaryNot Disclosed
IndustryBFSI
Functional AreaNot Mentioned
EmploymentTypeFull-time

Job Description

    Role Overview:The Credit Maintenance Analyst position is an intermediate level role where you will be responsible for capturing and recording data on credit exposures, obligors, and facilities in relevant credit systems. Your main objective will be to coordinate and maintain data quality in credit systems, monitor and report credit exposure, escalate deficiencies, and recommend delinquent strategies in alignment with overall credit policies.Key Responsibilities:- Review incoming credit requests for completeness and accuracy, and convert them into concise, accurately recorded credit facilities.- Prepare Credit Approvals (CAs), track CA progress during the approval process, and ensure approvals are received in compliance with policy and accurately recorded in the database.- Maintain accurate insurance records and controls to ensure timely follow-up and renewals of required insurance for equipment and equipment liability.- Monitor end-of-day exposure versus limits, escalate detected exceptions per policy, and obtain facilities to address recurring exceptions.- Prepare portfolio and related credit information for internal and external auditors and contribute to achieving acceptable audit ratings.- Interpret data, make recommendations, identify policy gaps, and assist in formulating policies.- Appropriately assess risk when making business decisions, demonstrating particular consideration for the firms reputation and safeguarding Citigroup, its clients, and assets.Qualifications Required:- 3-5 years of relevant experience- Secured/Non-secured lending experience- Bank operations experience- Working knowledge of industry practices and standards- Proficient computer skills with a focus on Microsoft Office, Microsoft Project, and Windows domainAdditional Company Details:This job description provides a high-level review of the types of work performed. Other job-related duties may be assigned as required.If you are a person with a disability and need a reasonable accommodation to use our search tools and/or apply for a career opportunity, review Accessibility at Citi. View Citis EEO Policy Statement and the Know Your Rights poster.,

Keyskills :
Data recordingRisk assessmentBank operationsMicrosoft OfficeMicrosoft ProjectCredit MaintenanceCredit ApprovalsInsurance records management

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