Team Leader Credit Risk Control Operations

Job Description

Job Purpose:

• To provide high quality Documentation support.
• To ensure error free work with no operating losses
• Ensure Individual Productivity targets are met / surpassed

Processes:

• Accurate Checking of Credit Approval Authority in Approval Memos, if warranted
• Accurate Verification of Signature in documents received from external sources
• Ensure accurate submission of BFL and standard documentation.
• Ensure that the documents obtained are accurate, valid and legally enforceable
• Ensure that the updates in CMS, especially View Securities, are done accurately as per the terms of the BCA or the contents of the documents received
• Issue SCC / DDN in accordance with Policies & Guidelines, without violation of Credit approval terms.
• Authorized to issue PSCC/SCC /DDN for All Category facilities for unlimited amount(including Category 1 limit above USD200m )
• Discharge of Custodial Functions as per Group Standards.
• Discharge Key Holders Responsibilities as per Group Policies
• Lodge / Retrieve documents as per the relevant Guidelines.
• Monitor / Diarize / Generate Reports as per the agreed terms with in-country.
• Any other Documentation Activity assigned by Line Manager.

• Accurate Updating of Control Sheets
• Ensure staff performance is monitored on a continuous basis and feedback provided at regular intervals.
• Ensure timely escalation to Senior Management of any exception noticed related to work and environment.
• Ensure proper training (OJT) is given to team members whenever required.
• Ensure backup staff is identified and trained
• To adhere to the agreed KCSA / CST plans and approach
• To identify and report all exceptions on non compliance with standard controls
• To identify and report all weaknesses inherent in the standard controls
• To ensure exceptions arising out of KCSA / CST checks are immediately rectified and preventive action put in place to prevent recurrence.
• Take up the release function as and when assigned with the responsibility
• To actively participate in BCP/DR and any other UAT

Risk Management:

• Compliance with all relevant Group Credit Policies & Procedures related to CIB and CB
• Compliance with all relevant Group Money Laundering Prevention Policy
• Compliance with Group Operational Risk procedures

Key Stakeholders:

• Credit Risk Control representatives in Group and In-country Credit Risk Control & Relationship Managers

Other Responsibilities:

• Ensure that Productivity MIS is updated accurately and immediately after the completion of processing the respective transaction.
• Ensure all control procedures prescribed for control of Scanned / fax documents / Credit mate SIFs received are actioned as per SLA
• Actively participate in automation Initiatives
• Upholding the Values of the Group and Company at all times
• Ensure that knowledge on Systems and procedures is updated by keeping track of periodical circulars and other instructions issued
• Participate in test on knowledge and procedures, departmental quizzes, and Group / Companywide CSR Initiatives./Trainings
• Ensure timely escalation to the Senior Management of any exception noticed related to work and environment
• Ensure timely archival of records with service provider and maintain inventory of archived records

QUALIFICATIONS:

• Preferably Commerce Graduate / Post Graduate
• 72 Months of relevant work experience in the following areas:
• Product & process knowledge (knowledge in terms of customers, products and transactions)
• Banking operations experience (Credit Risk, Documentation, Client Service, CDD, payments, trade, markets or other) and service oriented attitude.
• Core awareness of corporate/commercial banking documentation process
• Knowledge of various constitutional clients and corporate structure.
• Knowledge of various Corporate Credit Products especially Trade, Lending, Financial Markets etc.,
• Expertise in handling various constitutional clients credit documents including consortium, mortgage, hypothecation and syndication
• Knowledge in legal terminology in various constitutional clients credit documents.
• Established working relationships with clients and relationship managers especially on documentation and credit related matters

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Keyskills :
sales customerrelations sla quality coaching codeofconduct internationaljointventures creditrisk riskcontrol creditapproval operationalrisk corporatecredit seniormanagement oliciesprocedures