Vice President Credit Risk Control

Job Description

The Role ResponsibilitiesJob Purpose

• To contribute to the top line of the business performance through value added services
• To provide a high level quality Credit Administration / Documentation support.
• To manage the relationship between CPC and the business units as well as between other teams within GBS

People and Processes

• Managing a team of highly efficient people responsible for Credit Risk Control
• To manage the resources allocated to the unit in an efficient manner.
• To motivate and get the best out of staff under him / her.
• Maximizing the Productivity of the team
• To ensure error free work with no operating losses
• To provide Guidance to team member(s) on operational issues.
• To function as a Single Point escalation for the Regions supported by them for all CRC related activities.
• To undertake periodic self-assessment on key controls to assess the proper functioning and adequacy of existing controls.
• Assist in coordinating, facilitating and promoting understanding of operational risk and in implementation and management of OR within the Unit
• To ensure business resilience and contingency arrangements are in place.

Risk Management

• Compliance with all relevant Group Credit Policies & Procedures related to CIB and CB
• Compliance with all relevant Group Money Laundering Prevention Policy
• Compliance with Group Operational Risk procedures

Regulatory & Business Conduct

• Display exemplary conduct and live by the Group s Values and Code of Conduct.
• Take personal responsibility for embedding the highest standards of ethics, including regulatory and business conduct, across Standard Chartered Bank. This includes understanding and ensuring compliance with, in letter and spirit, all applicable laws, regulations, guidelines and the Group Code of Conduct.
• Lead the CRC GBS to achieve the outcomes set out in the Bank s Conduct Principles: [Fair Outcomes for Clients; Effective Financial Markets; Financial Crime Compliance; The Right Environment.]*
• Effectively and collaboratively identify, escalate, mitigate and resolve risk, conduct and compliance matters.

Key Stakeholders

• Credit Risk Control representatives in Group and In-country Credit Risk Control & Relationship Managers.

Other Responsibilities

• Ensure that Productivity MIS is updated accurately and immediately after the completion of processing the respective transaction.
• Ensure all control procedures prescribed for control of Scanned / fax documents / Credit mate SIFs received are actioned as per SLA
• Actively participate in automation Initiatives
• Upholding the Values of the Group and Company at all times
• Ensure that knowledge on Systems and procedures is updated by keeping track of periodical circulars and other instructions issued
• Participate in test on knowledge and procedures, departmental quizzes, and Group / Companywide CSR Initiatives./Trainings
• Ensure timely escalation to the Senior Management of any exception noticed related to work and environment
• Ensure timely archival of records with service provider and maintain inventory of archived records
• Ensure strict compliance to Group Code of Conduct at all times
• Ensure proper maintenance of the work station and the environment of the CRC workplace
• Ensure adherence of Clean Desk Policy of Scope.
• Ensure timely completion of all E Learning Courses

Our Ideal Candidate

• Preferably Commerce Graduate / Post Graduate or CA / ICWA
• 100 to 120 Months of relevant work experience in the following areas:
• Advanced Product & process knowledge (knowledge in terms of customers, products and transactions)
• Banking operations experience (Credit Risk, Documentation, Client Service, CDD, payments, trade, markets or other) and service oriented attitude.
• Advanced awareness of corporate/commercial banking documentation process
• Knowledge of various constitutional clients and corporate structure.
• Knowledge of various Corporate Credit Products especially Trade, Lending, Financial Markets etc.,
• Expertise in handling various constitutional clients credit documents including consortium, mortgage, hypothecation and syndication
• Knowledge in legal terminology in various constitutional clients credit documents.
• Established working relationships with clients and relationship managers especially on documentation and credit related matters
• Ability to work with teams that are remotely located and ability to manage multiple geographies
• Advanced Risk Awareness
• Excellent Oral & Written communication.

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Keyskills :
projectmanagement automation costcontrol codeofconduct internationaljointventures creditrisk riskcontrol businessunits operationalrisk management oliciesprocedures atecredit seni