Senior Consumer Credit Risk Specialist

Job Description

Job Title: Senior Consumer Credit Risk SpecialistLocation: NoidaAbout BarclaysBarclays is a British universal bank. We are diversified by business, by different types of customers and clients, and by geography. Our businesses include consumer banking and payments operations around the world, as well as a top-tier, full service, global corporate and investment bank, all of which are supported by our service company which provides technology, operations and functional services across the Group.Risk and Control ObjectiveTake ownership for managing risk and strengthening controls in relation to the work you doWorking FlexiblyWere committed to providing a supportive and inclusive culture and environment for you to work in. This environment recognises and supports ways to balance your personal needs, alongside the professional needs of our business. Providing the opportunity for all our employees, globally to work flexibly empowers each of us to work in a way that suits our lives as well as enabling us to better service our customers and clients needs. Whether you have family commitments or youre a carer, or whether you need study time or wish to pursue personal interests, our approach to working flexibly is designed to help you balance your life. If you would like some flexibility, then please discuss this with the hiring manager, and your request will be reviewed subject to business needs.Hybrid WorkingStructured hybrid role: At Barclays, we offer a hybrid working experience that blends the positives of working alongside colleagues at our onsite locations, together with working from home. We have a structured approach where colleagues work at an onsite location on fixed, anchor, days of the week, for a minimum of two days a week or more, as set by the business area (or nearest equivalent if working part-time hours). Please discuss the working pattern requirements for the role you are applying for with the hiring manager. Please note that as we continue to embed our hybrid working environment, we remain in a test and learn phase, which means that working arrangements may be subject to change on reasonable notice to ensure we meet the needs of our business.Introduction:This role is quite dynamic as it requires conversations and collaboration with many internal and external stakeholders to consume, plan and prioritise all the information on hand to drive forward the NGCB project. It will require excellent technical skills and risk and finance data understanding.NGCB project will have cross into other projects such as ARD. The person will be required to oversee technical and governance of strategic projects like the Analytical risk DataMart (ARD) . NGCB project will give rise to a number of BAU which will need to be managed and be responsible for. The person will be required to be able to make relation with all projects that are happening in Unsecured .The person will be based in Unsecured Risk but required to co-ordinate with all of Consumer Risk Leads to drive process improvements with a mandate of fixed GBP save.This is a hands-on technical leadership role with direct responsibility for the deliveries of ARD and related projects, implementation of Risk Reporting Standards on strategic projects with an emphasis on strong cross-region collaboration.The ideal candidate will be able to bring experience from previous credit risk data / lead developer position(s), with direct experience of end-to-end implementation, application development and project execution, ensuring that strategic key core principles are followed. The ideal candidate should be self-sufficient and pro-active in leading their work and provides a platform for best-practice processes for the team members.What will you be doing. Development experience with following technologies, such as SAS P9, SQL , Teradata, Hadoop, AWS and Tableau. Knowledge of Alteryx /similar tools and Python will be a plus.. Expertise in optimizing, refining and performance tuning applications, script and processes. Liaising and working closely with the peers within and outside of the team, keeping stakeholders updated on progress against milestones. Highlight and managing risks and issues via effective controls and standard Barclays processes. Enhance and improve the application development capability related to Analytical Ready datasets and related projects within the team and co-ordinate the same in wider consumer credit risk teams, via automation and innovation. Knowledge of GDMS and Risk reporting standards to help support architecture and design decisions. Implement and co-ordinate key internal RIS projects to drive cost efficiencyWhat were looking for:. Development experience in wide variety technologies, such as Teradata, SAS ,SQL, Reporting tools such as Tableau , ETL tools such as Alteryx , Hadoop and Hive. Experience of project/ program management in strategic programs. High experience on data insights and process insights. Passion to drive change and transformation within global operating model. Ability to multi task and manage competing priorities. Proven leadership experience to manage teams, drive change in a complex global environmentSkills that will help you in the role:. GDMS and Risk Reporting standards. An awareness of the theoretical and practical side of risk management.. Some knowledge of risk models - this is not a modelling role but the ability to understand the conceptsWhere will you be working NoidaBe More at BarclaysAt Barclays, each day is about being more - as a professional, and as a person. Be More @ Barclays represents our core promise to all current and future employees. Its the characteristic that we want to be associated with as an employer, and at the heart of every employee experience. We empower our colleagues to Be More Globally Connected, working on international projects that improve the way millions of customers handle their finances. Be More Inspired by working alongside the most talented people in the industry, and delivering imaginative new solutions that are redefining the future of finance. Be More Impactful by having the opportunity to work on cutting-edge projects, and Be More Valued for who you are.Interested and want to know more about Barclays Visit home.barclays/who-we-are/ for more details.Purpose, Values and MindsetWe deploy finance responsibly to support people and businesses, acting with empathy and integrity, championing innovation and sustainability, for the common good and the long term.Our values underpin everything we do: Respect, Integrity, Service, Excellence and Stewardship.RespectWe harness the power of diversity and inclusion in our business, trust those we work with, and value everyones contribution.IntegrityWe operate with honesty, transparency and fairness in all we do.ServiceWe act with empathy and humility, putting the people and businesses we serve at the centre of what we do.ExcellenceWe champion innovation, and use our energy, expertise and resources to make a positive difference.StewardshipWe prize sustainability, and are passionate about leaving things better than we found them.Our Mindset shapes how we take action, living by our Values, driven by our Purpose, always with our customers and clients at the heart of what we do our Mindset is to Empower, Challenge and Drive.EmpowerTrust and support each other to deliver. Make decisions with those closest to the topic. Include diverse perspectives. Celebrate success and learn from failure.ChallengeQuestion whether things can be done better. Use insights based on data to inform decisions. Be curious about how we can adapt and improve. Speak up and be open to alternative viewpoints.DriveFocus on outcomes. Deliver with pace. Be passionate and ambitious about what we do. Take personal responsibility. Actively build collaborative relationships to get things done.

Keyskills :
HadoopAlteryxTableauSqlPythonAWSRisk ReportingGDMSSAS P9Teradata