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Analyst/ Associate/ Sr. Associate MRA based Financial Spreading & Analysis

1.00 to 4.00 Years   Gurugram   03 Apr, 2022
Job LocationGurugram
EducationNot Mentioned
SalaryNot Disclosed
IndustryMedia / Dotcom / Entertainment
Functional AreaOperations Management / Process AnalysisFinance / Accounts / Tax
EmploymentTypeFull-time

Job Description

    Education/ Experience and Skill Requirement
    • MBA (Finance) / B.com (Hons)
    • Experience of 1-8 years financial statement spreading
    • Experience on Moody s Risk Analyst application is preferred
    • Excellent written and spoken communication skills
    • Experience of working for a US based bank will be an added advantage
    Responsibilities
    • 1-8 years of experience in analysis of financial statements including Income Statement, Balance Sheet and Cash Flow Statement of public and private companies for the credit appraisal process in excel / Moody s Risk Analyst (MRA) / similar platforms.
    • Going through the supplementary schedules, notes and MD&A for the detailed breakups and adjustments
    • Normalizing the financial statements for exceptional and non-recurring items to arrive at the true profitability figures
    • Calculating the Adjusted Net Worth, Recurring Cash Flows, Annual Debt Service, Contingent Liabilities, custom ratios and other financial metrics
    • Covenant monitoring and borrowing base monitoring with strong knowledge of credit appraisal and commercial loan portfolio monitoring process.
    • Responsible for delivering 100% quality
    • Financial spreading of varied categories of borrowers such as medium corporates, partnership firms, HNIs. Knowledge of MRA.
    • Responsible for providing end-to-end credit risk analytical support to client, managing client communication, feedback, etc.
    • Author in-depth quarterly and annual reviews of clients in the US market including financial analysis, credit risk evaluation, and risk rating assignment.
    ,

Keyskills :
risk analysisbalancenetcashcredit appraisalannual reviewsriskcreditexcelfinancial statementsfinancial analysiscash flow statementratioscash flowcredit riskrisk evaluationbalance sheet

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