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Area Credit Manager

4.00 to 8.00 Years   Mumbai City   31 May, 2023
Job LocationMumbai City
EducationNot Mentioned
SalaryNot Disclosed
IndustryIT - Software
Functional AreaInvestment Banking / M&A
EmploymentTypeFull-time

Job Description

    Job description
    • End to end underwriting of proposals, logged in under different products likeSecuredLoan, MachineryLoan, Business Loan, Unsecured Loanetc, through CIBIL check, client meeting(PD), financial analysis, documents screening, du-dupe, etc by preparing different reports like CAM, Cash flows, PD report etc
    • Independently handling the proposals and recommending to higher authority
    • Working efficiently towards the clearance of the file within time bound manner to maintain TAT
    • Indulge into the disbursement process like Disbursement documents checking, raising the DB pendency, sending RTGS request, processing the DB posting etc
    • Also participating in the audit being conducted on quarterly basis, resolving the queries raised by the auditors and also work closely on the improvement of audit rating
    • Maintaining different reports for the audit purpose like Quarterly visit report, login and disbursement MIS, security and PDC register, index of disburse file etc
    • Looking after the health of the portfolio through close watch on the delinquent cases on monthly basis
    • Conducting the collection visits to keep the portfolio under control
    • Conducting quarterly visits on existing customers to check the improvement in their business and also to understand the utilization of funded amount Closely working with all the vendors like FI & RCU, Valuers, Legal advisor and getting the report within TAT

Keyskills :
financial auditsclient meetingbusiness loan

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