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Job Location | Mumbai City |
Education | Not Mentioned |
Salary | Not Disclosed |
Industry | Banking / Financial Services |
Functional Area | Sales / BD,Risk / Underwriting |
EmploymentType | Full-time |
Roles and ResponsibilitiesMain responsibilitiesDevelop a good understanding of the groups under his/her responsibility by investigating available sources of credit and financial information. Monitor permanently the portfolio under his/her responsibility to detect any credit issue requiring a specific review.Conduct annual, interim and ad hoc reviews. Produce in due time and present to Credit Committee a factual summary of client s credit worthiness (credit proposal), compliant with the Bank s guidelines, procedures and policies. The credit proposal includes a recommendation on ratings, limits and legal credit terms.Contribute to the formalisation of the credit decisions in the credit workflow tool.Contribute to the quality of process : use adequately the credit process flow and workflow system, maintain critical client data, interact when needed with the various stakeholders of the credit processPerform portfolio reviews when required.Keep abreast of the changing methodologies and credit policies. Technical & Behavioral CompetenciesStrong and proven analytical skillsAdaptability and proactivity, multitaskingStrong presentation and communication skills (verbal and written)Advanced knowledge of Microsoft Office (Word, Excel, PowerPoint)Solid knowledge and understanding of banking and financial marketsUnderstanding of Corporate Banking and Capital Markets productsSelf-driven and organizedRigorous and reliableStretch to meet tight deadlines when requiredFluent English languageAdditional Asian language would be welcomed,
Keyskills :
process flowcapital marketsmicrosoft officecorporate bankingcommunication skillsexcelcreditbankingenglishcapitalreviewsratingsportfolioanalyticalpresentationcommunicationFlow ChartsTemperature MeasurementLawson 4GLProcess Flow Charts