Credit Analyst

Job Description

Job descriptionDear All,Urgently Hiring for a leading Company.Job Location: Mumbai, KolkataJob Role : Credit analyst.Key Objectives
• Create dynamic database for specific infra sectors, develop sectorial peer sets for evaluating financial
and business performance, and also coordinate with company-wide initiatives in delivering in-depthcredit analysis
• Interconnect different standalone databases and create user interfaces that are intuitive and on[1]demand up-to-date. Make relevant dashboards for making inferences required for credit analysis
• Analyse heavy, voluminous data to forecast future trends of an industry or for credit evaluation,
improve the insightfulness of research reports/ outlook reports or help prepare for an investormeeting
• Undertake detailed analytical research and credit analysis on infrastructure companies
• Publish timely, topical and high-quality research on general market and sector specific trends,
contributing to the increasing profile of the agency within the debt capital markets
• Conducting analytical reviews with management teams of rated issuers and making written and oral
presentations to rating committees, including rating recommendations. Taking responsibility forallocated portfolio, ensuring timely reviews/rating actions as required.Technical Skills & Experience
• Strong expertise in excel, inclination towards creative representation of data
• Familiarity with programming (basic to intermediate level), excel-based macros, data cleaning and
visualisation tools (tableau/Power BI)
• Robust analytical skills and ability to form a credit opinion.
• Displays good work ethic all through. Hard working, self -motivated, uses time and resources
efficiently and pays attention to processes and detail.
• Good writing skills with focus on relevance, impact and brevity
• Preferably some background in analysis of infrastructure/corporates as part of the analytical role.
Must possess strong financial analysis skills, including developing forecasts, peer/ industry analysis
• Must be a strong team player and possess excellent inter-personal skills, with an ability to integrate
quickly into an established team and to deal with colleagues and external parties across the region.
• Demonstrates excellent service orientation and professional etiquette in all communications
Job DescriptionExperienceMinimum of 3-8 years experience in credit analysis with decent experience in data analytics or related datascience roles, having exposure to the Indian credit and financial markets.Behavioral SkillsKnowledge Application and Problem Solving: Proactively identifies and escalates situations whereinissuer needs to be managed to elicit full cooperation.Management: Active interaction and quarterly contact to review outstanding ratings. Understands the needto keep issuers under surveillance.Communication: Fluent language skills (written and oral) are essential, particularly in the context of reportwriting and oral presentations.Quality Service: Optimal utilisation of time on building dynamic databases, peer sets, dashboards alongwith managing new mandates and surveillance cases. Actively tracks, has full knowledge at all times andconsistently ensures timely communication to Banks regarding updated ratings, reviews and escalates casesof non-cooperation by issuers, if any.Leadership and Initiative: Self-starter. The candidate will be expected to show initiative as well as managingand prioritising his/her time and work appropriately. This would include the ability to handle multiple cases onan on-going basis, with productivity targets.

Keyskills :
credit ratingcreditcredit analysis