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Credit Analyst - Working Capital

2.00 to 7.00 Years   Mumbai City   28 Jul, 2023
Waytogo Consultants Pvt Ltd
Job LocationMumbai City
EducationNot Mentioned
SalaryRs 6 - 12 Lakh/Yr
IndustryBFSI
Functional AreaRisk / Underwriting
EmploymentTypeFull-time

Job Description

    About the Role:Credit Analysts play an integral role in the credit appraisal process. They help in evaluating a proposal by analyzing and presenting information about the borrower across areas like market, financial statements, technical rations, management, etc. They work closely with RMs to assess the credit worthiness of customers, and prepare credit proposals in line with the requirement and policy guidelines.Key Responsibilities
    • Assessing the credit worthiness, and preparation of credit proposals, by fitting borrower requirementswithin the existing product suite and credit policy guidelines
    • Conducting review/renewal of accounts
    • Preparing and putting up various notes like appraisal, review, risk replies, etc.
    • Coordinating with stakeholders belonging to various verticals during the process of sanctioning, credit delivery, audit and recovery
    • Maintaining acceptable TAT for various tasks such as conducting rating, preparation of appraisal note, renewals, etc

Keyskills :
credit appraisalworking capitalsmecredit note

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