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CREDIT AUDITOR

1.00 to 6.00 Years   Mumbai City   16 Aug, 2019
Job LocationMumbai City
EducationNot Mentioned
SalaryNot Disclosed
IndustryRecruitment Services
Functional AreaGeneral / Other Software
EmploymentTypeFull-time

Job Description

Credit AuditorAbout Company : LEADING MNCLocation : GOREGAON , MumbaiExperience : 0. 04 - 12 YearsFunction : OthersVacancy : 2Credit Auditor: Grade: SM/ AVPMinimum % - 55%CTC: 10. 5L max (SM) / 17L max (AVP) Location: NOC, GoregaonPOSITION PURPOSE: Responsible to conduct independent Risk based review of Appraisal & Assessment process for various Credit facilities sanctioned to Corporate/ SME loans. Detect process gaps at pre- sanction stages. Conduct risk based credit audit of borrower accounts with a specific focus on sanction process, documentation, follow up & monitoring including EWS. KEY RESPONSIBILITIESConduct independent review of pre- sanction process, involved in sanction of credit facility in lines with prudent credit practices. Participate in all aspects of credit audit activities including credit risk assessment, audit planning, audit testing and control evaluation. Review risk rating of borrower. Ensure that the credit proposal abides to Bank`s extant guidelines, credit policy & regulatory guidelines. Report drafting with risk based approach, follow up and ensure closure of reports. Verify compliance as per the terms of sanction. Detect early warning signals. Evaluate, test and report on the adequacy and effectiveness of management controls. Monitor and analyze key performance indicators to identify trends & deviations from standard industry benchmarks.,

Keyskills :
creditriskriskassessmentnocsmerisktestingdraftingappraisalmanagementfacilitieseyperfmanceindicatcreditpolicyearlywarningauditplanningmaxcreditclosurecontrolplanningsanction

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