good opportunity Manager, CPBB

Job Description

*The Role Responsibilities The activities include
• The production and distribution of CPBB risk reports as per the agreed timeliness and frequency.
• Ensuring that the reports are generated and delivered on a timely manner to the respective stakeholders.
• Need to ensure that the reports are in similar trends as against the submissions made in the past.
• Any changes to the reporting logic to be discussed and documented with the stakeholders and agreed in a Change Management template with proper UAT and UVT performed before taking this to production.
Strategy The mitigation of risk by providing accurate and timely information necessary to support management decisions.
• Protection of the Bank s reputation. Bank s ability to meet legal and regulatory obligations.
• Minimizing risk of Bank being used by money launderers.
• Ensure compliance with ALL internal policies and regulatory requirements.
Business
• Ability to formulate and comply with credit criteria.
• Ability to be highly flexible, adaptable, open-minded, responsive to the behavior of the market.
• Comprehensive knowledge on basic banking practices, policies and relevant regulatory concerns.
Processes
• Responsible to manage the generation and delivery of daily / weekly / monthly / quarterly CPBB risk reports accurately and timely.
• Responsible to ensure that the team delivers reports accurately with a adequate checks and controls are done based on the past trends.
• Responsible to ensure that the Unit s objective from a Projects / Adhoc support perspective is managed.
People and Talent
• Ensuring that the necessary trainings (on-the-job or classroom) are conducted to the team and provide required job knowledge.
• Ensure quality processing and adherence to all key controls and checks.
• Responsible for handling all queries relating to the reports produced.
Risk Management
• Work closely with the country risk teams.
• Compliance with all relevant policies and procedure, guidelines, rules and regulations.
Governance
• Proper documentations like EUC, BIA, BCP, BID, Migration Checklists, SLAs, Recharge Documents, DOI, Change Templates etc. needs to be documented appropriately.
• Ensuring that proper backups are being arranged for critical reports.
• Ensure that the Cost Budgets are met according to management targets
Regulatory and Business Conduct
• Display exemplary conduct and live by the Group s Values and Code of Conduct.
• Take personal responsibility for embedding the highest standards of ethics, including regulatory and business conduct, across Standard Chartered Bank. This includes understanding and ensuring compliance with, in letter and spirit, all applicable laws, regulations, guidelines and the Group Code of Conduct.
• Lead to achieve the outcomes set out in the Bank s Conduct Principles: [Fair Outcomes for Clients; Effective Financial Markets; Financial Crime Compliance; The Right Environment].
• Effectively and collaboratively identify, escalate, mitigate and resolve risk, conduct and compliance matters.
Key Stakeholders Internal
• Group CB Risk
• Country Business (CB Head, VCGM, Sales and Marketing)
• Country Operations
• Credit Units (CI,FA, Collections and Recovery, CRM)
• SBIM
• Finance
• Legal, Compliance and Assurance
• IS and IT Personnel (Local and Group)
• Human Resources
• Group Credit
External
• Local Regulators
• Bureau
• Auditors
• External Collection Agencies
Other Responsibilities
• Induction Program
• AML Refresher Course
• The mitigation of risk by providing accurate and timely information necessary to support management decisions.
• Protection of the Bank s reputation. Bank s ability to meet legal and regulatory obligations. Minimizing risk of Bank being used by money launderers.
Our Ideal Candidate
• 12 years of functional risk experience in the areas of Retail Credit Risk. Expertise in other areas of risk is an advantage.
• Appropriate academic training and/or experience in finance, business or Economics; Bachelors university degree is a must and a post-graduate degree is desired.
• Good knowledge and grasp of banking practice, Retail Banking lending products and awareness of the regulatory frameworks by home and host regulators.
• Basic knowledge of model risk management including for capital and impairments.
• Exposure to Banks Enterprise-wise Risk Management Framework (ERMF) and overall governance philosophy.
• Good understanding on data structure and the information flow for the risk function.
• Prior experience of working with SAS software is desired / required.
• A fair understanding of the innovations in banking & emerging technologies.
• Organizational visibility of outcomes and benefits.
• Analytical and dispute resolution skills.
Role Specific Technical Competencies
• Develop familiarity with the key systems like C400 / CCMS / RLS / PDW / eBBS, etc.
• Adequate knowledge around SAS and Excel as these tools are primarily used to produce the MIs and also able to troubleshoot and resolve issues on these tools.
• Ensuring that the necessary trainings (on-the-job or classroom) are conducted to the team and provide required job knowledge.
• Knowledge of visualisation tools and automation techniques will be an added advantage.
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Keyskills :
risk management frameworkretail bankingchange managementkeeping things simplerisk management