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Lead, Business Development, Retail Banking

1.00 to 5.00 Years   Mumbai City   16 Dec, 2022
Job LocationMumbai City
EducationNot Mentioned
SalaryNot Disclosed
IndustryBanking / Financial Services
Functional AreaSales / BD
EmploymentTypeFull-time

Job Description

    • Achieve Business Loans sales target
    • Segment focus, customer focused needs-based selling
    • Being a Business Clients Acquisition Executive, focus has to be on acquiring new SME customer relationship and fulfilling needs with respect to Business Loans, Assets, Liabilites, Insurance and Investment for such customers as mandated by the Bank. It will also involving deepening these relationships by cross-selling various product
    Customer Experience
    • Operational quality - Error free customer application & documentation
    • Responsive and responsible selling
    • Practice appropriate sales and marketing skill
    • Ensure nil Customer complaints
    Risk Assurance
    • Conduct CDD, MLP & TCF diligently
    • Zero tolerance Fraud, Mis-selling
    • Attend training, acquire knowledge and apply to job function
    • Adhere to all policies, guidelines and procedures, comply with local regulatory requirements
    • To comply with all applicable money laundering prevention procedures and, in particular, report any suspicious activity to the Unit Money Laundering Prevention Officer and line manager
    Our Ideal CandidateQualifications
    • Must be a graduate. MBA s would be an advantage
    • Candidates having Sales experience of at-least 1 year in the Retail Banking Industry; especially SB Lap, BIL, BWC, Insurance and Current Accounts would be preferred
    • Candidate having AMFI, IRDA (and other relevant certification) certification will be preferred
    Role Specific Competencies
    • Good knowledge of the selected market and customer segments would be an advantage
    • Strong communication and negotiation skills with the ability to influence outcomes
    • Strong inter-personal skills, which encourages and promotes enthusiasm and team spirit
    ,

Keyskills :
keeping things simplehuman skillscross sellingretail bankingcustomer focusbusiness loansnegotiation skillsretirement savings

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