Lending Specialist, Private Banking

Job Description

* About Standard Chartered We are a leading international bank focused on helping people and companies prosper across Asia, Africa and the Middle East. To us, good performance is about much more than turning a profit. Its about showing how you embody our valued behaviours - do the right thing, better together and never settle - as well as our brand promise, Here for good. Were committed to promoting equality in the workplace and creating an inclusive and flexible culture - one where everyone can realise their full potential and make a positive contribution to our organisation. This in turn helps us to provide better support to our broad client base.The Role Responsibilities Strategy
• Support lending strategy for the PvB globally
Business
• Analyst / Associate based in Singapore.
• Assists in the analysis and assessment of bespoke financing cases, in conjunction with the relevant teams. This would include analysing and evaluation financial conditions, operations, market position of the underlying company.
• Working closely with a senior lender from start-to-end in execution of loans
• Prepare appropriate client proposals, pitchbooks, industry updates
• Track market and general financial and economic developments
• Participate on identified projects to spearhead lending initiatives
• Collaborate with frontline, other support functions, business partners, and product specialists to deliver One Bank and provide effective client solutions.
• Support the delivery of the Private Bank business short and longer-term objectives.
Processes
• Support RMs in the credit process and perform tasks as per Global CST Engagement DOI
• Get involved and lead some of the development as part of the credit process upgrades
Risk Management
• Do what is right in order to avoid reputational risks and operational losses
• Gain thorough understanding of risk and control environment and drive rectifications as required.
• Ensure systems and procedures are in place to safeguard the security, integrity and confidentiality of information
Governance
• Ensure that systems and controls are adequate and in compliance with Group and Business policies, procedures, standards and codes, including those governing all Risk types, Compliance, Operational Risk, Technology and Operations, Finance and Reputation
• Adherence to the following Regulatory Compliance policies and processes (both on-shore & offshore, as is applicable) including but not limited to Treating Customers Fairly, Suitability, KYC, AML, CDD, AOD, AML, sanctions laws and terrorist financing, regulations, rules and standard business practices.
• Ensure adherence with the highest standards of ethics and compliance with relevant policies, processes and regulations.
Regulatory & Business Conduct
• Display exemplary conduct and live by the Group s Values and Code of Conduct.
• Take personal responsibility for embedding the highest standards of ethics, including regulatory and business conduct, across Standard Chartered Bank. This includes understanding and ensuring compliance with, in letter and spirit, all applicable laws, regulations, guidelines and the Group Code of Conduct.
• Effectively and collaboratively identify, escalate, mitigate and resolve risk, conduct and compliance matters.
Key Stakeholders
• Global Head of Lending Solutions
• Local Head of Credit PvB ASEAN
Other Responsibilities
• Support the team in annual renewal cases / reviews
Our Ideal Candidate
• A Bachelor s or Master s degree from a reputable university (preferably in a relevant field)
• Years of experience; 2 plus years within the financial sector
• Strong financial analysis skills and excel skills
• Good writing skills
• Self-starter and is able to execute assignments independently with ability to interact directly with clients for day-to-day matters
• A team player with strong social skills; highly adaptable
Apply now to join the Bank for those with big career ambitions. To view information on our benefits including our flexible working please visit our career pages . We welcome conversations on flexible working.,

Keyskills :
private bankoperational risklending solutionsfinancial analysisproduct specialistscontrol environmentterrorist financingregulatory compliancepersonal responsibilitykyccddcstrmsaodriskturnexcel