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Manager / Sr Manager- RCU

6.00 to 9.00 Years   Mumbai City   03 Feb, 2023
V- Konnect Associates
Job LocationMumbai City
EducationNot Mentioned
SalaryNot Disclosed
IndustryManagement Consulting / Strategy
Functional AreaSector / Business Research
EmploymentTypeFull-time

Job Description

    Responsible for managing end to end RCU related activities starting from initiation to closure within desired TAT & expected qualityInvestigation including verification of the documents, genuineness of KYC documents, profile check of the customers, identify lapses if any in sanction/disbursal processVerify the actual property owner s identity with loan records by conducting checks in regards to property ownership chain from the concerned Sub-registrar authority and district authority i.e. DDA/GDA/HUDA/concerned builder and seek legal opinion to check the genuineness of sale deeds registeredCollection of documentary evidence for the investigation conducted and recommendation for action initiationCustomer visits to be initiated for Pre & Post Disbursement customers and OD customersEnsure timely RCU checks for the new customers through various methods i.e. independent checks, with the help of samplers, empaneled RCU agencies etc.Follow ups with agencies for closure of reports Query resolution and provide guidance to branch / sampler / credit manager s / agency executivesAnalyze/monitor trends/developments in fraud prevention areas and ensure team awareness and use of better fraud prevention policies Empanelment of RCU agencies to assist in completing the RCU activities of the company.Conducting various Agency audits including Collection Agency, FI Agency, RCU Agency, etc.Suggest preventive measures by benchmarking process with peer banks/ institutesHandling Hunter matched cases, conduct field visits, police station visits, assist in recoveries, etc.Managing MIS, Billing, internal & external training and hind-sighting activities Key Skills: Experience in Risk containment activities and Investigations in mortgage domainShould have knowledge of RCU triggers & good industry networkProficient with MS-Office and other banking related systemsExcellent stakeholder and conflict management skillsExcellent Communication skillsWilling to travel for investigations/ branch audits etc. Location: Mumbai Required Experience: 6-9 yrs,

Keyskills :
query resolutionms officefraud preventionnew business generation

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