Manager, Treasury Liquidity

Job Description

To deliver the SC Capital Strategic priorities as agreed with the Group MT by rolling out and building the Retail Business in SC Capital grounds up Business Managing the firm s Balance Sheet with respect to Liquidity/ Funding, Capital, Interest Rate and FX risk to ensure that the firm is sufficiently funded and can withstand liquidity shocks to both the financial system as a whole, as well as those specific to the firm. Responsible for leading the development & implementation of the Treasury strategy including asset liability management, regulatory investments, transfer pricing, management of interest rate etc. The role in addition to being a Front end treasury role will have elements of middle office functions and deliverables too. Processes
• Manage day-to-day treasury activities such as cash flow management, long-term/short-term investment, risk management, implementation of cash management systems to optimize efficiencies, etc
• Design key treasury policies and processes for front-end and back-end activities such as capital structure, liquidity management, risk management etc.
• Manage structured liquidity risk measure and monitor liquidity position under normal operational conditions as well as stress scenario basis designed stress tests and contingency plans
• Manage asset/liability profile with a focus to reduce funding cost. Capitalize on arbitrage opportunities to reduce costs.
• Develop and maintain a liquidity limit infrastructure that is aligned to strong compliance with domestic and internal regulation thereby supporting/enhancing Credit Ratings.
• Undertake pricing, valuation, and behavioral analysis of all Balance Sheet products in order to ensure a fully integrated risk analysis
• Undertake continual analysis of the balance sheet, leading to recommendations on strategic hedges to protect and enhance NIM (Net Interest Margin) and overall financial performance.
• Undertake impact analysis of business line product pricing proposals on NIM and Liquidity/Funding positions
• Definition of models and strategies to manage market risks arising from the book (i.e. interest rate risk, foreign currency risk, credit risk etc.) and development of strategies to maximize NIM while remaining within limits. This would include ensuring that there is a proper assessment of short term and long term risks
• Develop, review, and improve liquidity contingency plans using ongoing analysis and monitoring of liquidity flows
• Maintain a Funds Transfer Pricing methodology on an ongoing basis which should consider international/domestic developments whilst also ensuring consistency with overall strategic business and economic objectives.
• Ensure there are appropriate and documented internal controls policies and procedures in place - monitoring regularly to incorporate local and group regulatory policy changes
• Be a change agent and drive and contribute pro-actively on the ALM/TM Technology Projects that are currently underway.
• Ensure compliance, audit issues, RBI Inspection are controlled, and that policy and procedures are well documented and adhered to.
• Have end to end understanding of the RBI guidelines relating to Liquidity & Capital Risk Management, Companies Act, SEBI guidelines, etc.
People and Talent
• Will be the top team member of the SC Capital Management team
• Needs to be continuously collaborating and working with the Business, Operations, Finance, CDD teams, etc to ensure seamless work flow in relations to booking, accounting and reporting of borrowings.
Risk Management To implement appropriate internal controls and operating risk management/monitoring processes and procedures within the unit for ensuring integrity of Liquidity, Capital and Interest & FX rate risk and compliance with related regulatory, group policies/standards Governance Be responsible owner and ensure compliances for all deliverables pertaining to the Treasury Market Function. The candidate will be directly answerable to the Board for all matters relating to Borrowings and Capital Regulatory & Business Conduct
• Display exemplary conduct and live by the Group s Values and Code of Conduct.
• Take personal responsibility for embedding the highest standards of ethics, including regulatory and business conduct, across Standard Chartered Bank. This includes understanding and ensuring compliance with, in letter and spirit, all applicable laws, regulations, guidelines and the Group Code of Conduct.
• Lead the team] to achieve the outcomes set out in the Bank s Conduct Principles : [Fair Outcomes for Clients; Effective Financial Markets; Financial Crime Compliance; The Right Environment.]
• Effectively and collaboratively identify, escalate, mitigate and resolve risk, conduct and compliance matters.
• RBI, Companies Act, SEBI, PRA, etc.
• Exercise authorities delegated by the Board of Directors and act in accordance with Articles of Association As delegated from time to time
Key Stakeholders Internal
• MD and CEO
• Chief Financial Officer
• SC Capital Board
• Business Teams
• Other relevant Business and Functional teams
External
• Auditors
• Regulators
• Vendors and other Consultants
Role Specific Technical Competencies
• Market Contacts for fund raising - Expert
• Understanding of RBI Regulations for NBFC - Advanced
• End to end understanding of all borrowings - Expert
• Understanding of the local interest rate markets and how changes to RBI Policy, other Macro economic indicators will impact SC Capital s Funding costs - Expert
Our Ideal Candidate
• Chartered Accountant or Management graduate in finance/ economics with 10-12 years of relevant working experience.
• Knowledge of and experience in treasury/ ALM / hedging and risk management/ investment and portfolio management across banking or financial institutions
• Understanding of NBFc and financial markets
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Keyskills :
board of directorscash flow managementkeeping things simplefunds transfer pricingasset liability managementcash flow