Underwriter - Insurance

Job Description

Job Overview : Example Co. is one of the leading companies in our field in the area. Were proud of our 3.6 rating on Glassdoor from our employees. We are hiring a talented Underwriter professional to join our team. If youre excited to be part of a winning team, Example Co. is a great place to grow your career. Youll be glad you applied to Example Co.Responsibilities for UnderwriterReview insurance proposals and seek to improve termsProperly Assess and analyze clients background informationParticipate in continuing education courses to remain knowledgeable and competitive in the industryUse professional techniques and strategies to calculate the risk associated with client policiesReview insurance claims and terms to determine the amount to be paid out by the companyDesignate and prepare insurance premiums based upon informed judgment and competitor pricingOrganize meetings with specialists to help determine risk assessment in unique circumstancesLayout and finalize insurance policies applying specific terms and conditions as agreed upon by the clientQualifications for UnderwriterDegree in mathematics, statistics or related fieldStrong math and analytical skills are essential to complete job requirements successfullyProfessional listening and certification from intuitions such as Associate in Commercial Underwriting (AU) Chartered Life Underwriter certification (CLU) preferredExperience working with private and sensitive personal informationExcellent negating skills and strategiesAbility to multitask and work toward multiple deadlines simultaneouslyInterpersonal and customer service skills are required when meeting with and interviewing potential clientsStrong computer skills and ability to use necessary softwareConfident in decision making and the ability to explain processes or choices as neededUnderwriter responsibilities and dutiesThe responsibilities and duties section is the most important part of the job description. Here you should outline the functions this position will perform on a regular basis, how the job functions within the organization and the title of the manager the person will report to.Perform data evaluation on information retrieved from hard money loan applicationsConsult with Loan Officers following meetings with potential clientsInvestigate real estate properties in question and make assessment about investment ROIResearch project costs for remodeling and renovating properties listed on loan applicationsConduct risk assessments on potential clients based on previous borrowing history, credit rating, industry experience and other factorsRequest additional information from Loan Officers when appropriateRender application decisions based on consultations with supervisory underwriter and upper managementPrepare reports detailing risk assessment findings and other data that contribute to lending decisionsUnderwriter qualifications and skillsNext, outline the required and preferred skills for your position. This may include education, previous job experience, certifications and technical skills. You may also include soft skills and personality traits that you expect from a successful candidate. While it may be tempting to include a long list of skills and requirements, including too many could dissuade qualified candidates from applying. Keep your list of qualifications concise, but provide enough detail with relevant keywords and terms.Diploma required (College degree preferred)Current underwriter certificationExcellent typing and 10-key skillsSuperior organizational and time management skillsExperience with real estate transactions and evaluationsKnowledge of regulatory issues in both underwriting/finance and real estate,

Keyskills :
real estate transactionscustomer serviceinsurance claimsrisk