Wealth Management-Lending Pricing -Associate

Job Description

The Lending Solutions business consists of 140+ Lending Specialists focused on delivering tailored financing solutions founded in a holistic understanding of our clients borrowing needs in the context of their overall portfolio. We offer an extensive range of credit solutions to provide our clients with financing whenever they need it whether for short or longer term liquidity, new acquisitions or investment opportunities. The Lending Solutions business has presence across US, Latam, EMEA and Asia. Role Overview The Lending Pricing Associate would be an integral part of the GPB Lending Product Team. They would be accountable to help implementing the strategic imperatives of the Lending business and drive key initiatives to completion. Key Responsibilities:
• Develop and plan analytical projects that further the business priorities, and align with the levers of profitability
• Bring a structured, quantitative & analytical perspective to solving problems
• Be intellectually curious about global macroeconomics, interest rates, capital constraints, monetary policy and how they impact lending pricing & business of a global bank like JPM
• Expertise, or strong drive to become an expert, in mining large amounts of data with one/all of the current quantitative and analytical techniques Python, R, SQL, SAS etc.
• Develop the data analytics & reporting/visualization of that data to best deliver the message to the stakeholders; Plan, design & help develop the data model for future analytics
• Proven ability to be a self-starter; track record of taking initiative, driving change, learning from mistakes
• Understand and define business needs in the context of tactical short-term and longer-term objectives
• Measure results of practice campaigns, programs & initiatives; Communicate these results considering business priorities & processes in a simple and compelling manner
• Be a thought leader bring creative solutions to the practice s problems
• Develop rapport with members of the teams within and across regions
Specific Responsibilities:
• Develop and institutionalize process to create & maintain a database that records loan attributes & performance every month, for new and existing book build the single source of truth for lending data
• Help create/modify/maintain the pricing strategy for all lending products for GPB s global lending business
• Analyze prevailing pricing & recommend potential rate changes and analysis at regular pricing meetings
• Own intent in technology projects to make the loan pricing & placement tools more integrated, increase efficiency and build more data controls
• Design, build and maintain models and databases to evaluate the impact of rate changes on existing & new book volumes and net interest income, leading to incremental profitability
• Drive active partnership & collaboration with other business lines to understand their pricing strategy, and align/re-align where necessary
Essential Skills, Experience & Qualifications: We seek candidates with a unique blend of interpersonal and analytical skills. Private Banking Analysts efficiently leverage both qualitative and quantitative resources to understand complex financial situations and present solutions. Specific qualifications include:
• MBA or equivalent experience in a function related discipline
• 5+ years of experience within financial services, preferably supporting the Banking business
• At least 2-3 years of experience in Wealth Management, Banking, Finance or Treasury functions
• Strong familiarity/proficiency using Microsoft office programs including Excel, Access & Power Point, and data mining programs like SQL, R, Python, SAS
• Proven ability to utilize analytical skillset to solve business problems
• Excellent communication & poise while presenting solutions/findings
• Strong initiative, energy and confidence completing projects with limited supervision
• Good judgment and discretion working with highly confidential information
• Ability to work independently, while managing up and escalating appropriately
• Influencing skills to manage a variety of stakeholders from different functions
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Keyskills :
pricing strategymicrosoft officehigh net worth individualsprivate bankprivate bankingdata analyticsinterest ratesloan pricing