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Credit Officer Housing Finance industry - Navi Mumbai

0.00 to 3.00 Years   Navi Mumbai   28 Mar, 2023
Morpheus Human Consulting Pvt Ltd
Job LocationNavi Mumbai
EducationNot Mentioned
SalaryNot Disclosed
IndustryBanking / Financial Services
Functional AreaFinance / Accounts / Tax
EmploymentTypeFull-time

Job Description

    Headquartered in Mumbai, they were formed in January 2004. Today, after 17 years, it is a workforce of 10,000+ employees in over 350 branches across various locations in India. For them their clients are at the heart of all our endeavours. They understand that their success only comes from ensuring all products and services meet the unique needs of each of their clients. Proactive customer-centric initiatives have ensured a steady upscale in their business and regularly create paths for expansion and growth.What started as farsightedness in encouraging mortgage distribution, has today become one of the market leading products. A one-stop shop for all financial management solutions, it covers a wide range of products. They offer customized solutions in the areas of Mortgages, Insurance, Education Loans, Mutual Funds and Fixed Deposits. Delivering long-term value demands powerful tools as well as deep insights.Job Title: Credit Officer Housing Finance industry -Navi MumbaiJob Responsibilities 1) Receive the application, check the income documents, bank statements & cibil records and do the initial assessment of the case2) Visit customers place of business / employment and conduct personal discussion and assess the Employment/ business model and overall credit worthiness of the customer.3) Evaluate the Field Credit Investigation (FCI), Technical Appraisal Report (TAR), Legal Appraisal Report (LAR), prepare the Credit appraisal report and recommend files for approval.4) Co-ordinate with the customers/channels for the pending documents collection as well as query resolution5) Efficiently manage the Under-process files and ensure adherence to TAT6) Follow up on self sourced cases where there are slippages in terms of Cheque bounces or 30-60 DPD

Keyskills :
branch managementfinance

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