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Portfolio Monitoring ( Used Car Loan ) - Delhi

3.00 to 8.00 Years   Noida   07 Nov, 2023
Topgear Consultants Private Limited
Job LocationNoida
EducationNot Mentioned
SalaryNot Disclosed
IndustryBFSI
Functional AreaRisk / Underwriting
EmploymentTypeFull-time

Job Description

    Hiring With lead financial Service company in DelhiJob Role : Portfolio Monitoring ( Used Car Loan )Minimum Qualifications: 3 or more years of experience in credit policy, operations, loan analytics, credit underwriting and fraud control Wheeled/ Unsecured lending experience in banks and large NBFCs in Indian market CA/CS/ ICWA or MBA-Finance with relevant experienceAlso Have Experiences in Four Wheeler LoanKey Responsibilities Enhance and strengthen the credit lending framework including credit policy & risk controls that will drive growth, profitability, and competitive success Ensuring Drafting, Recommendation, Approval and Administering the PoliciesHaving good knowledge of Rural market and related sourcing.Having appropriate Industry knowledge and develop contacts with peers in Banks/NBFCs.Recommend and follow through on policy changes, wherever required in order to improve the portfolio quality and the quality of application sourcing Ensure credit policies and program risk acceptance criteria are reviewed regularly, with timely updates for proactive adaptation to changes in legal /regulatory requirements, business strategies, market environment or portfolio performance Identify macroeconomic trends and insights to help improve credit underwriting Implement control procedures and system Administering & monitoring Portfolio data and related MISAdministering, Reviewing and modifying or if needed, revamping the ScorecardsSetup processes and operational capability for proactive NPA prevention Closely working with Stakeholders: Product, Collections, FCU, Credit and Operations Develop a rapport with the risk managers of other Fintechs, banks and NBFCs and initiate concerted market action on fraudsters wherever requiredInsterested Candidates Can share their Resume with hidden_email

Keyskills :
portfolio managementdelinquency managementfour wheelerportfoliocreditusedloanmanagerauto

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