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Credit Manager-Comm. Bank HO & Support-Credit

3.00 to 7.00 Years   Raipur   01 Apr, 2025
Candidate Experience site
Job LocationRaipur
EducationNot Mentioned
SalaryNot Disclosed
IndustryBFSI
Functional AreaNot Mentioned
EmploymentTypeFull-time

Job Description

    Credit Manager-RELATIONSHIP BANKING GROUP-CreditJOB DESCRIPTIONRoleCredit AppraisalLoan applications within defined guidelines and accordingly take decision or recommend for approval to higher authoritiesUnder writing cases with desired level of quality and enabling achievement of Branch Business target by proper trainingUse performance history along with liquidity, debt/asset management and profitability ratios to assess creditworthiness in evaluationStock on Hire: Increase in volume of businessEnsure that SOH increases(pl confirm if this applies to CM role )NPA trendAnalyze the NPA trend like area, industry, sector etc.Interact with Customers & understand the business and regularly monitor delinquencies / infants.Infant loan which is less than 12 months NPAEnsure qualitative portfolio,

Keyskills :
Credit AppraisalUnderwritingFinancial AnalysisRisk Assessment

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