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Area Credit Manager - Secured Business Loans (Micro LAP) - Rajkot - Pinnacle - JM

3.00 to 7.00 Years   Rajkot,Other Gujarat   12 Dec, 2024
Job LocationRajkot,Other Gujarat
EducationNot Mentioned
SalaryNot Disclosed
IndustryBFSI
Functional AreaNot Mentioned
EmploymentTypeFull-time

Job Description

    Credit Appraisal - Underwriting/recommending of proposals for non-collateral/collateral backed education loan.Understanding process and policies and implementing the same to ensure smooth transactionsProvide training to CPAs/CPC so that they work in synergy with the companies policies and normsDelinquency Management for the locationVendor / Cost management managing the outsource agencies and ensure TAT is maintained by these agencies.PDD Management- controlling and tracking PDDs through proper MIS for the locationBasic knowledge of loan underwritingKnowledge of Mortgage Lending Business- awareness on risk involved wrt to title of propertyShould be able to conduct personal discussions with clients ( self employed) independently and arrive at cash flow analysis.Good communication and report writing skillsBasic knowledge of Banking,

Keyskills :
Credit AppraisalUnderwritingDelinquency ManagementVendor ManagementCost ManagementRisk ManagementCash Flow AnalysisCommunication SkillsReport WritingBankingEducation LoanPDD ManagementLoan Underwriting

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