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Job Location | Rajkot |
Education | Not Mentioned |
Salary | Not Disclosed |
Industry | Banking / Financial Services |
Functional Area | General / Other Software |
EmploymentType | Full-time |
Credit Relationship Manager ( Officer / Sr. Officer) - EFL JOB DESCRIPTION Credit Relationship Manager ( Officer / Sr. Officer) Electronica Finance Ltd Head of Department (HOD) Key Functions & Responsibilities: Checking and appraising proposals , scrutinizing documents including Cibil analysis by ensuring proper KYC etc. before sanctioning with proper TAT and Quality and presenting the same to Credit manager / Senior credit managers at HO directly or through Credit team at HO. Handling all system related work including entry into DMS , Jayam System etc. Reference check of the customers from neighbors , customers , suppliers , market and / or existing customers. Coordinating with the team. Keeping update about market scenario in his area and giving constant updates to Head office credit team. Primary assessment & analysis of reasons of non - starter cases. Experience and knowledge: Having at least minimum 1 - 4 years experience from BFSI preferably for underwriting experience in loan products like secured loans , Working capital , Project funding , Bill Discounting. Should have knowledge about Financial statements (preferably understanding of ratios & analysis) , Banking , CIBIL reports , etc. Education: B.COM / M.B.A Finance / M.com and ANY postgraduate Experience: 2 to 7 years Language Skills: English , Hindi. Technical Competencies Required: Good experience in Credit underwriting Good in Ratio analysis , Balance sheet analysis , P&L analysis Good eye for detail Good analytical Skills Understanding of credit policies and procedures Behavioral Competencies Required: Analytical thinking Commitment Result oriented Customer Centric Concern for quality,
Keyskills :
underwriting sales rojectfunding ratioanalysis planalysis financialstatements workingcapital balancesheetanalysis balancesheet creditunderwriting customercentric analyticalskills