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Credit Manager LAP for a Pvt Bank Ranchi and Guwahati

3.00 to 8.00 Years   Ranchi   28 Jan, 2020
Job LocationRanchi
EducationNot Mentioned
SalaryRs 5 - 12 Lakh/Yr
IndustryBanking / Financial Services
Functional AreaBack Office Operations
EmploymentTypeFull-time

Job Description

Hi!Urgent opening with a leading Pvt Bank as a Credit Manager- LAPDesignation: Credit Manager Loan against PropertyGrade: Manager / Senior ManagerJob Location: Ranchi/ GuwahatiEducation: CA or MBASalary: Hike based on current CTCJOB Role:

  • Credit Appraisal of Loan applications within defined guidelines and accordingly take decision or recommend for approval to higher authorities
  • Under writing cases with desired level of quality and enabling achievement of Branch Business target by proper training
  • To evaluate proposals of customers for LAP
  • Use performance history along with liquidity, debt/asset management and profitability ratios to assess creditworthiness in evaluation
  • Interact with Customers & understand the business and regularly monitor delinquencies / infants.
  • Decision making within defined TAT
  • Understanding of various business segments and constantly staying updated on the happenings in the business world
  • Coordinating with sales, operations, legal, technical and customer service

Keyskills :
credit creditappraisal lap creditunderwriting banking mortgage creditmanagement underwriting creditanalysis nder

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