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Credit Analyst/Financial Analyst - Real Estate/Construction Finance

2.00 to 4.00 Years   Surat   09 Apr, 2023
Liontree HR
Job LocationSurat
EducationNot Mentioned
SalaryNot Disclosed
IndustryRecruitment Services
Functional AreaReal Estate Consultant / AgentFinance / Accounts / Tax
EmploymentTypeFull-time

Job Description

    - Credit underwriting of real estate proposals. construction finance proposals- Assessment of borrower profile, analysis of financial statements and Analysis Cash Flow, personal discussion with the clients to understand their business, finance requirements & creditworthiness.- Preparation of proposals notes and cash flow projections to be presented to the committee for sanction - Co-ordination with the internal technical team, legal team, operations team and compliance team to ensure smooth flow of the proposal from log-in to disbursal. - Drafting of Term sheet, Sanction Letter and loan documents. - Post disbursement portfolio monitoring of the cases ensuring adherence to all compliances - Ensuring adequacy of the Security and Receivables cover, tracking the sales of the project and its subsequent collections in the escrow account and monitoring projected cash-flow with actuals. Also servicing borrowers regularly request like NOCs etc. monitoring LTV breach, EMI bounces. - Audit and regulatory compliances .Skillset required:- Should be a CA/MBA with 3-4 years of experience in real estate lending. - Should possess sound knowledge of various real estate products like construction finance, inventory funding, lease rental discounting etc.- Should hold command in MS Excel and MS Word.,

Keyskills :
customer relationscredit underwritingreportingfinancecash flow

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