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| Job Location | Kolkata |
| Education | Not Mentioned |
| Salary | Not Disclosed |
| Industry | Recruitment Services |
| Functional Area | Finance / Accounts / Tax |
| EmploymentType | Full-time |
Knowledge and skills :- 5 + years of experience in some or all facets of consumer finance businesses (Unsecured loans, Two Wheeler loans, Retail financing, Personal Loans etc.- Strong People Management skills- Strong analytics and technology orientation- Relevant demonstrated leadership experience in managing a hi-performance team with a sound understanding of key business driversDesired Qualification:Graduate, with a Masters in Marketing Preferable.MBA/ PGDM or equivalent Qualification preferred.Desired Experience:Preferred experience of 5 + years in banking, retail loans, team handling, etc.JOB SUMMARY:- He will be responsible for managing the retail loan vertical in specific cluster. He will be responsible for Personal loans, Open market - Individual loans, cross sale of retail credit products to branch banking customers.- Expand and grow business opportunities using multiple channels like direct sales team, Branches and alternate bank channels in his respective cluster.- Meet disbursement targets, maintain spread, manage expenses and meet the resultant profit targets.- Ensure impeccable portfolio quality. - Maintain productivity & efficiency standards- Leading, directing and developing talent to build domain and functional expertise.PRIMARY RESPONSIBILITIES: Business- Responsible for retail loans to branch banking customers in his cluster- Monitor the budgets for the retail loans are met with no backlogs- Manage portfolio quality across the various cities where Retail Loans have been marketed- Identify and expand the portfolio to branches based on comprehensive market research- Ensure that Loan Officers - Retail Loans are managing the collection of each clusters on a day to day basis and ensure that the follow-up for over dues. Immediately first through Loan Officers, Collection Officers and then personallyCustomer- Ensuring that all channels are utilized to best efficiency so as to make the customer journey seSalary15 Lac To 18 Lac P.A.IndustrySales/MarketingWork Experience5 - 12 YearsQualificationOther Bachelor Degree,
Keyskills :
reportingaccountingaccountsfinanceretailloanssalesbudgetingretail financingretail creditconsumer financebranch bankingteam handlingpeople managementdirect salesloan officers