Credit Manager

Job Description

Job briefWe are looking for a Credit Manager to oversee our companys lending process, from evaluating clients creditworthiness to approving or rejecting loan requests.Credit Manager responsibilities include creating credit scoring models, setting loan terms and determining interest rates. To be successful in this role, you should have a degree in Accounting or Finance along with experience processing loan applications. Previous banking experience is a plus.Ultimately, you will help us minimize bad debts and increase revenues from loans.Responsibilities
• Research and evaluate clients creditworthiness
• Create credit scoring models to predict risks
• Approve or reject loan requests, based on credibility and potential revenues and losses
• Calculate and set interest rates
• Negotiate loan terms with clients
• Monitor payments
• Maintain records of loan applications
• Follow up with clients to manage debt settlements and loan renewals
• Ensure all lending procedures comply with regulations
• Develop, review and update our companys credit policies
Requirements and skills
• Proven work experience as a Credit Manager,Credit Analystor similar role
• Hands-on experience with accounting software
• Solid understanding of lending procedures
• Excellent analytical skills, with the ability to create and process financial spreadsheets (e.g. in Excel)
• Negotiation skills
• BSc in Accounting, Economics, Banking and Finance or relevant field
Hiring In BankingExperience : 3 Yrs to 18 yrs .Salary : 3.5 to 20.00 Lack Per Annum.Location : Pan India.Contact details : hidden_mobile Hr.Aayushi Singh.Email id : hidden_email

Keyskills :
customer relationshipcommunication skillsrisk managementfinance