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Credit Officer in a Bank

1.00 to 4.00 Years   Hisar   19 Mar, 2019
Job LocationHisar
EducationNot Mentioned
SalaryNot Disclosed
IndustryBanking / Financial Services
Functional Areaisk / Underwriting
EmploymentTypeFull-time

Job Description

Core Resposibilities:Product- Credit knowledge in Agri Loan, Micro Loan, Group Loan, IL,JLG (Must)1)Basic knowledge of accounting and finance administration, management of financial indicators as well as credit risk skills. Basic Computer knowledge2)Ability to plan, set goals, initiative, persistence, self-discipline; Critical and organized3)Communication and interpersonal capacity Excellent interpersonal relations Interacts well with staff, superiors, clients and other staff of the institution; Ability to communicate Has good verbal fluency and uses simple, clear and purposeful language. Is able to learn and think logically; Ability to manage a number of responsibilities at the same time; Perceptive 4)Establishes a business relationship with clients; Establishes a friendly and professional relationship with the entire team; 5)Promotes the organization on an ongoing basis; Avoids receiving gifts from clients; Exercises discretion and maintains confidentiality of information received; 5)Fair attitude when approving loans in the Credit Committee sessions 6)The IL Credit Officer is responsible to ensure good portfolio quality of the IL portfolio by identifying potential credit and operating risks. related with the approval of an individual loan analyzing the financial and credit risk situation of the client as part of the Sanctioning Committee.Industry:Banking / Financial ServicesFunctional Area:Financial Services, Banking

Keyskills :
kycnbfcunderwritingmicrofinancecreditverificationcreditcontrolpersonaldiscussiongrouploanbankmfiagriloanmicroloanjlg

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