Credit Officer

Job Description

Job briefWe are looking for a Credit Officer to facilitate lending for our clients by assessing creditworthiness and processing relevant paperwork.Credit Officer responsibilities include preparing loan applications, evaluating clients financial information and calculating risk ratios. To be successful in this role, you should have a good understanding of lending procedures and customer service experience.Ultimately, you will help our clients acquire loans in a timely manner, while ensuring we comply with the law.Responsibilities
• Review loan requests
• Assess clients financial status
• Evaluate creditworthiness and risks
• Contact clients to gather financial data and documentation
• Analyze risks and approve or reject loan requests
• Calculate financial ratios (e.g. credit scores and interest rates)
• Set up payment plans
• Maintain updated records of loan applications
• Follow up with clients about loan renewals
• Monitor progress of existing loans
Hiring In BankingExperience : 2 Yrs to 15 yrs .Salary : 2.0 to 18.00 Lack Per Annum.Location : Pan India.Contact details : Hr.Aayushi Singh hidden_mobile(10:30 Am To 5:30 PM).Email id : hidden_email

Keyskills :
communication skillscredit riskcustomer relationshipcustomer handlingfinancial analysis