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Citi Home Lending Credit Underwriter 4 Telecommuter

8.00 to 10.00 Years   Kolkata   02 Jun, 2020
Citibank India
Job LocationKolkata
EducationNot Mentioned
SalaryNot Disclosed
IndustryBanking / Financial Services
Functional AreaRisk / Underwriting
EmploymentTypeFull-time

Job Description

The Credit Underwriter 4

  • Perform credit decisions and appraisal analysis on conventional loan files within business service level agreements.
Responsibilities:
  • Review and analyze loan applications, credit reports, appraisals, income, and asset documentation according to agency and non-agency guidelines and mortgage regulations.
  • Effectively communicate and explain credit decisions to loan officers and processors.
  • Perform timely reviews of conditions submitted as well as loan re-submissions.
  • Maintain credit quality and production standards as defined by business.
  • Provide a remarkable customer service experience to both internal staff and external customers.
  • Actively cooperate and interact with all entities of Citigroup.
  • Perform other job-related duties and special projects as required.
Qualifications:
  • A minimum of 8-10 years of experience underwriting agency, non-agency, Mortgage Insurance loans and appraisals.
  • Experience and knowledge of FNMA, FHLMC ,and Private Mortgage insurance property and credit underwriting guidelines.
  • Strong understanding of complicated transactions and tax return analysis.
  • Experience effectively and independently making credit decisions and providing underwriting support to other business functions.
  • Excellent communication, analytical, decision-making, and computer skills required.
  • Knowledge and experience reviewing mortgage applications according to the US mortgage regulations.
  • Education:
  • High school diploma.
  • Degree preferred.
This job description provides a high-level review of the types of work performed. Other job-related duties may be assigned as required.-This job description provides a high-level review of the types of work performed. Other job-related duties may be assigned as required.Telecommuter Position .-------------------------------------------------Grade :All Job Level - All Job FunctionsAll Job Level - All Job Functions - US------------------------------------------------------Time Type :Full time------------------------------------------------------Citi is an equal opportunity and affirmative action employer. Minority/Female/Veteran/Individuals with Disabilities/Sexual Orientation/Gender Identity.Citigroup Inc. and its subsidiaries ( Citi ) invite all qualified interested applicants to apply for career opportunities. If you are a person with a disability and need a reasonable accommodation to use our search tools and/or apply for a career opportunity CLICK HERE .To view the EEO is the Law poster CLICK HERE . To view the EEO is the Law Supplement CLICK HERE .To view the EEO Policy Statement CLICK HERE .To view the Pay Transparency Posting CLICK HERE .,

Keyskills :
computer skillsfat service levelcredit underwriting customer servicecredit reports loan officersaffirmative action

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