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Credit Officer

1.00 to 3.00 Years   Kolkata   20 Dec, 2019
Job LocationKolkata
EducationNot Mentioned
SalaryNot Disclosed
IndustryBanking / Financial Services
Functional AreaFinance / Accounts / Tax
EmploymentTypeFull-time

Job Description

  • Review loan requests
  • Assess clients financial status
  • Evaluate creditworthiness and risks
  • Contact clients to gather financial data and documentation
  • Analyze risks and approve or reject loan requests
  • Calculate financial ratios (e.g. credit scores and interest rates)
  • Set up payment plans
  • Maintain updated records of loan applications
  • Follow up with clients about loan renewals
  • Monitor progress of existing loans
  • Proven work experience as a Credit Officer,Loan Officeror similar role
  • Hands-on experience with lending procedures and products
  • Ability to create and process financial spreadsheets
  • Strong analytical skills
  • Customer service experience

Keyskills :
finance documentation analyticalskills oanrenewals paymentplans financialstatus assessingclients risks creditworthiness loanofficer loanrequests monitorprogress

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