Branch Credit Manager-Micro LAP

Job Description

• Credit Appraisal & Underwriting: Evaluate loan proposals by reviewing borrower income, business viability, and property documentation.
• Risk Management & Compliance: Ensure adherence to internal credit policies, regulatory guidelines, and mitigate risk by conducting thorough due diligence and field visits.
• Field Visits & Assessment: Conduct on-site inspections of property, and evaluate applicant profiles for accuracy.
• Portfolio Quality: Maintain high portfolio quality by monitoring loan utilization, repayment capacity, and controlling delinquent accounts.
• Turnaround Time (TAT): Ensure timely processing of loan applications to meet business targets while maintaining quality.
• Team Collaboration: Work closely with sales, operations, and legal teams to ensure smooth disbursement and documentation.

Keyskills :
compliancelapportfolio managementcredit analysismicrofinanceteam managementunderwriting