Us Mortgage Live Underwriting /WFH//Mumbai

Job Description

US Mortgage Live Underwriting /WFHRequired Qualifications & SkillsExperience -2 year of US Live Underwriting experience* Review mortgage applications and supporting Job Details* Evaluate borrower eligibility based on credit, income, assets, employment, and collateral information.* Perform detailed analysis of income and employment documentation (paystubs, W-2s, tax returns, VOEs, etc.) to determine qualifying income (if applicable).* Assess borrower eligibility using the 4 Cs of Credit (Character, Capacity, Capital, Collateral).* Validate assets for down payment, reserves, and closing costs, ensuring proper sourcing and seasoning.* Review preliminary credit reports, identifying potential red flags such as undisclosed debts, inquiries, or inconsistent information.* Ensure loans comply with company policies, investor guidelines and applicable regulations.* Identify missing or incomplete documentation and condition files appropriately for further review.* Communicate clearly with processors, loan officers, and other stakeholders regarding required documentation or issues found.* Document findings, calculations, and justifications in the loan origination system (ZOS).* Work closely with Back-End Underwriters to ensure smooth handoff of files for final review and decision.Note : Immediate Joiners.Hr AfreenContact ; hidden_mobile (share resume through WhatsApp)Mail ID: hidden_email

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