Assistant Manager - Consumer Credit Risk

Job Description

Job Title: Assistant Manager - Consumer Credit Risk Location: NoidaAbout Barclays Barclays is a British universal bank. We are diversified by business, by different types of customers and clients, and by geography. Our businesses include consumer banking and payments operations around the world, as well as a top-tier, full service, global corporate and investment bank, all of which are supported by our service company which provides technology, operations and functional services across the Group.Risk and Control Objective Ensure that all activities and duties are carried out in full compliance with regulatory requirements, Enterprise Wide Risk Management Framework and internal Barclays Policies and Policy Standards. Dynamic Working Our dynamic working programme has been set up to help Barclays colleagues achieve an optimal work/life balance. Arrangements we offer range from working at home and changing regular hours to taking career breaks. Our Dynamic Working initiatives support colleagues at all stages of their lives, helping them with parenthood, caring, further studies and hobbies Dynamic working gives everyone at Barclays the opportunity to integrate professional and personal lives. If you have a need for flexibility, then please discuss this with the Hiring Manager.The purpose of the BUK Risk Strategy team is to drive value through appropriate Risk Management of relevant credit risk analytics and strategies for the portfolios allocated. It will involve producing necessary MI and deep-dive analysis to arrive at appropriate conclusions. It will be required to present these conclusions at appropriate forums. They will also need to drive a culture of continuous improvement and maintain an effective working relationship with stakeholders across functions and locations. What will you be doing Provide best-in-class analytics (70%) Transform high-level requests into focussed and specific analysis Synthesise analysis results to inform business issues Extend/ modify analysis based on observations/ knowledge of data and limitations, and implications of results Present and communicate results to Senior Management and drive stakeholder discussions Contribute to business development activitiesImprove Internal Processes (10%) Identify new opportunities for enhancing/ streamlining services Formulate opportunities into proposals, share with the manager and implementTeam Player Activities (10%): Work effectively with peers and management team to achieve shared business objectives Contribute to the wider colleague agenda of the BUK Risk Strategy India HubStakeholder Management and Leadership (10%) The other members of the CRO team Collections, Fraud and other Operations teams The Commercial team Strategic Analytics team Finance Risk & Governance The person will need to work effectively with colleagues across these stakeholders to achieve shared business objectives. This includes sharing analytical insights, and presenting / defending these conclusions in appropriate formal and informal forums. What we re looking for: A degree in an analytical/business related discipline Ability to generate insights from data, assess the commercial / financial impact and recommend action Experience analysing programmes through the lens of risk management Understanding of statistical methods to enable appropriate interpretation of results Comprehensive knowledge and effective use of analytical tools including SQL and SAS. Proficient in Microsoft Excel, Word and PowerPoint Familiarity with risk reporting and risk management models. Conceptual thinking find innovative ways to solve analytical problems Ability to deliver accurate results within tight deadlines Team work Commitment and ability to work with cross-functional teams Strong interpersonal skills Oral and written communication skills with ability to translate insight into a coherent storySkills that will help you in the role: Post-graduate degree Extensive experience analysing programmes through the lens of P&L and customer metrics. Familiarity with segmentation tools and strategies. Industry knowledge (ideally experience with major international financial services firm) Effective stakeholder management skillsWhere will you be working Noida Be More at Barclays At Barclays, each day is about being more as a professional, and as a person. Be More @ Barclays represents our core promise to all current and future employees. It s the characteristic that we want to be associated with as an employer, and at the heart of every employee experience. We empower our colleagues to Be More Globally Connected, working on international projects that improve the way millions of customers handle their finances. Be More Inspired by working alongside the most talented people in the industry, and delivering imaginative new solutions that are redefining the future of finance. Be More Impactful by having the opportunity to work on cutting-edge projects, and Be More Valued for who you are. Interested and want to know more about Barclays Visit home.barclays/who-we-are/ for more details. Our Values Purpose and Values We deploy finance responsibly to support people and businesses, acting with empathy and integrity, championing innovation and sustainability, for the common good and the long term. Our values underpin everything we do: Respect, Integrity, Service, Excellence and Stewardship. Respect We harness the power of diversity and inclusion in our business, trust those we work with, and value everyones contribution. Integrity We operate with honesty, transparency and fairness in all we do. Service We act with empathy and humility, putting the people and businesses we serve at the centre of what we do. Excellence We champion innovation, and use our energy, expertise and resources to make a positive difference. Stewardship We prize sustainability, and are passionate about leaving things better than we found them. Our Diversity We aim to foster a culture where individuals of all backgrounds feel confident in bringing their whole selves to work, feel included and their talents are nurtured, empowering them to contribute fully to our vision and goals. Our Benefits Our customers are unique. The same goes for our colleagues. Thats why at Barclays we offer a range of benefits, allowing every colleague to choose the best options for their personal circumsances. These include a competitive salary and pension, health care and all the tools, technology and support to help you become the very best you can be. We are proud of our dynamic working options for colleagues. If you have a need for flexibility, then please discuss this with us.,

Keyskills :
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